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Schedule a call with us to see how we can help you get more out of retirement 👇🏼 https://py01htti90f.typeform.com/to/M... Show Notes and Resources Show Notes - https://onedegreeadvisors.com/2025/09... Vanguard’s Secret to Spending More in Retirement (GAME CHANGER) - • Vanguard’s Secret to Spending More in Reti... ➡ PLEASE READ! ⚠️ Be careful of scammers. In the COMMENTS section, We will NEVER offer any investment products, recommend a stock broker, or anything similar. Some scam bot commenters coordinate a “conversation,” including “asking” for investment help, and reply with "how great X idea/investment/person is" in the replies. These are scam threads. Do not fall for them." Client case studies are adapted from actual financial plans and/or scenarios but have been modified for clarity and simplicity. These illustrations are intended for educational and entertainment purposes only and should not be relied upon for personal decision making. Each plan is developed using specific client conversations, assumptions, and planning inputs that are not fully detailed in these videos. Please consult your own financial, tax, and legal advisors before making any financial decisions. This does not constitute an investment recommendation. Investing involves risk. Past performance is no guarantee of future results. Consult your financial advisor for what is appropriate for you. Disclosures: https://onedegreeadvisors.com/solutio... 0:00 – Why this number makes retirement feel uncertain 00:44 – The hidden fear even well-funded retirees face 01:35 – The part of retirement planning most people overlook 02:10 – A real couple's story that flips the usual script 03:15 – The two questions that change everything 04:04 – Rethinking how much you really need to retire 04:55 – What confidence in retirement actually looks like 06:00 – The spending strategy that might surprise you 07:25 – When the plan adjusts, the pressure drops 08:45 – Why the “4% rule” isn’t the whole story 10:00 – How this couple spends more without saving more 11:05 – A smarter way to think about your investments 12:10 – The simple shift that can change your retirement path