NPA & Special Mention Accounts Explained | UPSC Prelims 2026 | Economy | Drishti IAS English скачать в хорошем качестве

NPA & Special Mention Accounts Explained | UPSC Prelims 2026 | Economy | Drishti IAS English

To avail Holi Sale discount, click the link and fill out the form:https://drishti.xyz/Holi-Sale-2026 ************************************************************************** Prepare for UPSC Prelims 2026 with a detailed session covering critical topics like NPA (Non-Performing Assets), Stressed Assets, and Special Mention Accounts (SMA) and their significance in the Indian Banking System. In this session, Mr. Girish Venkatesh, Expert Faculty at Drishti IAS, explains: ✔ NPA (Non-Performing Assets) – Understanding what NPAs are, how they affect banks' financial health, and their role in the economy. ✔ Stressed Assets – Learn about stressed assets, how they differ from NPAs, and the challenges banks face with these assets. ✔ Special Mention Accounts (SMA) – A detailed look at SMAs, their classification, and their significance in early-stage identification of bad loans. ✔ Impact of NPAs & Stressed Assets on Indian Economy – How rising NPAs and stressed assets affect banking operations, lending, and the overall economy of India. ✔ Regulatory Measures – How regulatory bodies like the RBI handle NPAs and stressed assets, and the role of asset reconstruction companies (ARCs) in resolving these issues. This lecture is part of the 100 Most Important Topics for UPSC Prelims 2026 series and is essential for solving economy-related MCQs in the UPSC Civil Services Examination. Subscribe to Drishti IAS English for comprehensive UPSC 2026 preparation. ************************************************************************** 𝐋𝐢𝐧𝐤𝐬 𝐨𝐟 𝐘𝐨𝐮𝐓𝐮𝐛𝐞 Important 𝐏𝐥𝐚𝐲𝐥𝐢𝐬𝐭𝐬- 1. Latest Update: https://drishti.xyz/Latest-Update 2. NCERT Foundation Series: https://drishti.xyz/NCERT-Foundation-... 3. How to Prepare Optional: https://drishti.xyz/How-to-Prepare-Op... 4. Optional Subject Demo Classes: https://drishti.xyz/Optional-Subject-... 5. UPSC Mock Interview 2024: https://drishti.xyz/UPSC-2024-Mock-In... 6. IAS Toppers Talk 2024: https://drishti.xyz/Toppers-Talk-2024... 7. Voices of the Revolution: https://drishti.xyz/Voices-of-the-rev... ************************************************************************* Our Key Courses: 1. GS Foundation Courses: https://drishti.xyz/GS-foundation-Onl... 2. GS Studio Foundation Course (Hindi): https://drishti.xyz/GS-Studio-Foundat... 3. GS Studio Foundation Course (Hinglish): https://drishti.xyz/gs-studio-foundat... 4. GS Studio Foundation Course (English): https://drishti.xyz/GS-Studio-Foundat... 5. NCERT Online Courses: https://drishti.xyz/NCERT-Online-Courses 6. UPSC Optional Subjects Online Courses: https://drishti.xyz/UPSC-Optional-Sub... 7.IAS Prelims 2026 Online Courses: https://drishti.xyz/IAS-Prelims-2026-... 8. IAS Mains 2026 Online Courses: https://drishti.xyz/IAS-Mains-2026-On... 9. Current Affairs (Prelims + Mains) IAS 2026 Online Courses: https://drishti.xyz/UPSC-Current-Affa... 10. UPSC Prelims 2026 Test Series: https://drishti.xyz/IAS-Prelims-2026-... 11. UPSC Mains 2026 Test Series: https://drishti.xyz/IAS-Mains-2026-Te... 12. EPFO Online Course: https://drishti.xyz/UPSC-EPFO-Online-... 13. CAPF Online Courses: https://drishti.xyz/CAPF-Online-Courses ************************************************************************* 𝐃𝐨𝐰𝐧𝐥𝐨𝐚𝐝 𝐃𝐫𝐢𝐬𝐡𝐭𝐢 𝐋𝐞𝐚𝐫𝐧𝐢𝐧𝐠 𝐀𝐩𝐩 𝐧𝐨𝐰 : IOS: https://drishti.xyz/DLA-IOS Android : https://drishti.xyz/DLA-Android Windows : https://drishti.xyz/DLA-Windows =̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵ 𝐅𝐨𝐥𝐥𝐨𝐰 𝐮𝐬 𝐨𝐧 𝐬𝐨𝐜𝐢𝐚𝐥 𝐦𝐞𝐝𝐢𝐚 : https://drishti.xyz/SocialMedia-YT #NPA #UPSCPrelims2026 #DrishtiIASEnglish #StressedAssets #SpecialMentionAccounts #IndianBankingSystem #EconomyForUPSC #UPSCPreparation #RBI #BadLoans #FinancialRegulations #IASPreparation #IndianEconomy #UPSCEconomy#UPSCPreparation | #CivilServicesExam | #IASPreparation | #UPSC2026 | #UPSCMotivation | #CurrentAffairs | #upscmains