The Fed15 Podcast: Navigating Shutdowns and Staying Ethical in the Digital Age скачать в хорошем качестве

The Fed15 Podcast: Navigating Shutdowns and Staying Ethical in the Digital Age

In this episode, Dan discusses how federal employees can prepare for a potential government shutdown—covering back pay expectations, key benefits like FEHB, TSP, and leave, and strategies to avoid high-interest debt while staying financially resilient. Meanwhile, Katelyn examines digital assets through the lens of federal ethics, exploring potential conflicts of interest, appropriate actions to stay compliant, and practical tips for managing digital holdings responsibly. Articles & Resources Covered • https://stwserve.com/federal-shutdown... • https://stwserve.com/digital-assets-a... https://www.stwserve.com/blog If you’d like to meet with an STWS advisor, pick a spot on our calendar here: https://stwserve.com/meet-with-us/ Register for Webinars: https://stwserve.com/register Dan discusses strategies for navigating a potential government shutdown. He begins with back pay expectations and possible pay delays, emphasizing immediate money moves to stay afloat. He then covers key benefits including FEHB, TSP, and leave, and explains considerations for those working without pay. Dan underscores the risks of high-interest borrowing, offers guidance on financial steps once pay resumes, and closes by stressing resilience and the value of seeking professional support if the shutdown persists. Katelyn follows with a discussion on digital assets and federal ethics, examining potential conflicts of interest they can create. She explains why digital holdings may present compliance risks and outlines appropriate actions such as recusal from certain duties, selling assets, or adjusting responsibilities to eliminate overlap. Katelyn also shares practical strategies for managing digital assets responsibly and maintaining ethical compliance. **DISCLAIMER – THIS IS NOT FINANCIAL ADVICE** The Fed15 podcast is presented by Serving Those Who Serve, a financial planning practice serving federal government employees and retirees all over the country. This podcast is presented for information and entertainment only and is not intended to be taken as financial advice. All listeners should consult their personal advisors before taking any action. The opinions expressed therein are not the opinions of Raymond James or Serving Those Who Serve. Any information is not a complete summary or statement of all available data necessary for making an investment decision and does not constitute a recommendation. There is no assurance any of the trends mentioned will continue or forecasts will occur. Investing involves risk and you may incur a profit or loss regardless of strategy selected. Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional. Investing involves risk and you may incur a profit or loss regardless of strategy selected, including diversification and asset allocation. Every investor's situation is unique and you should consider your investment goals, risk tolerance and time horizon before making any investment. Prior to making an investment decision, please consult with your financial advisor about your individual situation. The foregoing information has been obtained from sources considered to be reliable, but we do not guarantee that it is accurate or complete, it is not a statement of all available data necessary for making an investment decision, and it does not constitute a recommendation. Any opinions are those of Dan Sipe, and Katelyn Murray and not necessarily those of Raymond James. Prior to making an investment decision, please consult with your financial advisor about your individual situation. The prominent underlying risk of using cryptocurrencies as a medium of exchange is that it is not authorized or regulated by any central bank. Cryptocurrency issuers are not registered with the SEC, and the cryptocurrency marketplace is currently unregulated. Cryptocurrencies are a very speculative investment and involves a high degree of risk. Investors must have the financial ability, sophistication/experience and willingness to bear the risks of an investment, and a potential total loss of their investment.