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Are you planning to buy a flat in the UK, or do you currently own one? You might be sitting on a toxic asset. Hundreds of thousands of modern British apartments are currently being valued at £0 by high street banks. In this deep-dive documentary, I expose the UK Apartment Bubble Collapse of 2026. I reveal the terrifying reality of the Cladding Crisis, the missing EWS1 certificates, and why mortgage lenders are blacklisting entire buildings. But the trap goes much deeper. We pull back the curtain on the medieval Leasehold System, exposing how billionaire freeholders use unregulated Service Charges and toxic Ground Rents to legally extort flat owners. Finally, I give you the ultimate Property Survival Guide, including how to use the "Right to Manage" to fight back and save your home. ⚠️ IN THIS VIDEO YOU WILL LEARN: The EWS1 Nightmare: Why banks are refusing mortgages and valuing flats at exactly £0. The Cladding Loophole: How developers use shell companies (SPVs) to pass £100,000 remediation bills onto innocent homeowners. The Leasehold Scam: Why buying a flat in England and Wales means you don't actually own the property. Service Charge Extortion: How management companies legally inflate maintenance bills to £10,000+ a year. The Forfeiture Threat: How your Freeholder can legally repossess your home if you dispute a bill. The Survival Guide: Why you must buy "Freehold", and how to use the Right to Manage (RTM) to take back control of your building. 👇 TIMESTAMPS & CHAPTERS 0:00 The £0 Valuation: The Great British Property Trap 03:15 The EWS1 Form Explained: Why you can't sell your flat 06:30 The £100k Bill: How developers escape the Cladding Crisis 09:45 The Leasehold System: Why you only own the air inside your flat 13:20 Service Charge Extortion: The hidden cartel bleeding you dry 17:10 The "Forfeiture" Law: How they can legally steal your home 20:45 The Survival Guide: Say NO to Leasehold & The Right to Manage 📉 PROPERTY, FINANCE & ECONOMY TOPICS: UK Housing Market Crash 2026: Negative equity and unsellable flats. Leasehold vs Freehold UK: The dangers of buying a new build apartment. Service Charges and Ground Rent: Fighting abusive management companies. EWS1 Form and Cladding Scandal: Building safety fund and remediation costs. Right to Manage UK: How to sack your property management company. UK Property Investing: Why apartments are a terrible investment. 🔥 #UKHousingMarket #LeaseholdScandal #PropertyCrash #EWS1 #CladdingCrisis #UKProperty #PersonalFinanceUK #RealEstate #FirstTimeBuyer