Life in UK. 5 Financial CHAINS in UK designed to ENSLAVE GHANAIAN immigrants till RIP. скачать в хорошем качестве

Life in UK. 5 Financial CHAINS in UK designed to ENSLAVE GHANAIAN immigrants till RIP.

Life in UK after age 30 for Ghanaian immigrants sets a new level of expectations. This video explains the challenges young adults from Africa , Ghana, Nigeria, Kenya, South Africa, etc face while living in the UK and other countries like USA, Canada, Germany, Netherlands. Most of these African immigrants came to the UK on students visa, spouse via, skilled worker visa and tourist visa. The high cost of living, minimum wage jobs, expectations from back home in Ghana and the endless bills(council tax, driving license, rent, mortgage, groceries, utilities, child care, holidays) to pay each month in the UK makes it feel like life in the UK is a trap for Ghanaian immigrants. This video discusses 6 red flags about the system in UK that traps Ghanaian immigrants. 1.The problems start when you are expected to enrol in the university to attain higher education or degrees. This leads to expensive student loans with maintenance to support living. These loans become debt that would need to paid with interest after school and finding a job 2. After school, finding a 9-5 job is the next level of expectation. Most immigrants do not leave the UK or move back to Ghana after their student visa ends. They find means of extending the visa to a graduate visa or find a skilled work sponsorship so they can continue to remain in the UK indefinitely. They are forced to do jobs that sometimes fall outside their course of studies- warehouse, cleaning, nursing care home jobs, delivery jobs, driving, factory, security jobs and construction workers. 3. The next level is marriage. Once you hit age 30 family and society have expectations from you to start your own family in the UK. They do not take into consideration whether you are emotionally, financially, physically and mentally ready for this journey. This puts undue pressure on young Ghanaians to get into wrong marriages in the UK which later leads to debt, divorce and the children become disadvantaged in the end. 4. UK mortgage has been labelled as a symbol of progress, success and status in the country. Young African and Ghanaian immigrants are now being pressured to buy homes in the UK on a 35 year term mortgage. They sign the contract after paying the huge required usually 5-10% of the mortgage cost only to regret a few years into monthly payments. They begin they have been trapped into debt with no way of escaping the system. They feel leaving the UK to Ghana or Nigeria becomes an impossibility due to the chains and trap of the mortgage, though experts say that the home could be re-mortgaged and the equity can be recovered. 5. After sometime, they are tricked into buying a car on finance. £300 monthly payments for the next 5 years for a BMW or Audi that cost a total of £18,000 with interest inclusive. This result in a lifetime debt as the payments never end. Once the 5 years is over the car company tricks you to trade in the old car for a new one and you have to continue paying the difference. 6. The thought of retirement has been designed to scare young African immigrants. They believe that they need to contribute monthly payments towards a time when they will be 67 years or probably 70 years old. Their money would then be given to them back in the form of pension so that they can survive life in the UK during their old age. This is also part of the manipulation in the system to keep young Ghanaian immigrants working 9-5 jobs all their life in the UK till they die. They should rather be encouraged to invest rather than just focusing on pension payments.