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5 Things I learned My First Year Retired

Everyone prepares you for the financial side of retirement, but almost nobody prepares you for the mental shift. I retired exactly 365 days ago, and I learned 5 hard lessons that "nobody tells you" in the brochures. In this video, I break down the brutal truth about the first year of retirement—from the "volunteering trap" that accidentally gave me 3 unpaid jobs, to the lifestyle changes that saved my health. If you are about to retire or just handed in your notice, watch this to avoid wasting your first year. 📌 WHAT YOU'LL LEARN IN THIS VIDEO: • Why replacing your career with "volunteering" can be a dangerous trap • The specific lifestyle change that naturally fixed my diet (no dieting required) • Why waiting until 75 to travel is a massive mistake (and how to do it cheaply) • The importance of "low-cost hobbies" like photography vs. expensive toys • How to redefine your identity when you no longer have a job title ⏱️ TIMESTAMPS: 0:00 - The Reality of Year One 0:41 - Lesson 1: The "Volunteering" Trap (Don't Do This) 2:23 - Lesson 2: Your Lifestyle MUST Change 3:40 - The 10,000 Steps Challenge & Weight Loss 4:51 - Lesson 3: The "Wait to Travel" Mistake 6:00 - Traveling Cheap ($7,000 Trailer vs $5,000 Trips) 6:35 - Lesson 4: The Power of Low-Cost Hobbies 8:17 - Lesson 5: Redefining Your Identity 9:09 - The Financial Verdict: Are We Okay? 📊 KEY TAKEAWAYS: • Don't fill your calendar just to feel busy; protect your time. • Exercise is not optional in retirement—it's survival. • You don't need to spend $10,000 to travel; local trips matter. • Your worth is no longer tied to your paycheck or job title. 🔔 Subscribe to Pu Social Security Medicare for real-world retirement advice, Social Security strategies, and Medicare tips! 👇 DROP A COMMENT: What is your biggest fear about the first year of retirement? Boredom? Money? Let me know below! 🔎 RELATED TOPICS: retirement advice, first year of retirement, adjusting to retirement, what to do in retirement, retirement hobbies, retirement mistakes, social security, retirement lifestyle, retirement depression, travel in retirement #Retirement #RetirementAdvice #LifeAfterWork #SocialSecurity #RetirementPlanning ⚠️ DISCLAIMER: This video is for educational and entertainment purposes only. The experiences shared are personal to JR Graham. Consult a qualified professional for personalized financial or medical advice. ⚠️ IMPORTANT: Creative Content Notice: All visuals, narratives, and characters in this video are creative works produced by PUSocialseurity&Medicare for educational and inspirational purposes .This video is for educational purposes only and does not constitute financial or legal advice. I am not affiliated with the Social Security Administration. Always verify your information at SSA.gov. Welcome to Pu Social Security Medicare, your trusted guide to maximizing your retirement benefits. Join JR Graham each week as he breaks down the complex world of Social Security and Medicare into simple, actionable strategies you can use. Whether you're trying to decide when to claim Social Security, choosing between Medicare plans, or looking for ways to boost your retirement income, this channel has you covered. No confusing jargon, no political spin - just the clear, honest advice you need to make informed decisions about your financial future.