3 RRSP Mistakes to Avoid Before Deadline March 2, 2026 скачать в хорошем качестве

3 RRSP Mistakes to Avoid Before Deadline March 2, 2026

RRSP deadline is March 2, 2026 — and the biggest mistakes aren’t “choosing the wrong investment”… they’re the simple date/reporting/repayment errors that create unexpected tax payable or make you miss a deduction. In this video, we cover the 3 most critical RRSP mistakes Canadians make before filing their 2025 tax return: 1) Getting the RRSP dates wrong (missing the deadline / contributing for the wrong tax year) 2) Forgetting to report/claim the RRSP contribution (you contributed… but didn’t actually claim it) 3) Home Buyers’ Plan repayment mistake (not designating repayments correctly → amount gets included in income) CHAPTERS 00:00 RRSP deadline (March 2, 2026) + why mistakes get expensive 00:13 Mistake #1: RRSP dates wrong (missing the 2025 contribution window) 00:45 Why this hurts more for higher income earners 01:35 Mistake #2: You contributed, but didn’t claim it 02:13 Where to find your RRSP deduction limit 02:25 How to report RRSP contributions when self-filing 03:54 Mistake #3: Home Buyers’ Plan repayment (and tax impact) 05:27 How minimum repayment works + what gets added to income 07:09 Quick recap (avoid these 3 RRSP errors) #RRSP #CanadaTaxes #TaxSeason #RRSPDeadline #CanadianTax You’re filing and you want something simple, I recommend Wealthsimple Tax. Use the link in the description and fund your account — we both get a $25 bonus. It’s straightforward and beginner-friendly. https://www.wealthsimple.com/invite/K... This content is for educational purposes only and does not constitute financial, tax, or legal advice. Always consult a qualified professional or the CRA directly for advice specific to your situation.