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In this episode of «What the …? Insurance in a nutshell» – the explanatory video series from AXA for young adults – we explain how car insurance is structured, what type of damage is covered and how you can get the best of it. In just four minutes you'll know everything you need to know about car insurance. And you can post questions directly in the comments. Simply subscribe for more explanatory videos about the Swiss insurance system. In this video, we answer the following questions: 00:00 What is the topic? 00:14 How is car insurance structured? 00:26 What does motor vehicle liability cover? 00:41 What's the difference between motor vehicle liability and private liability? 00:55 What is accidental damage insurance? 01:17 What damage does partial accidental damage cover? 01:33 What damage does comprehensive accidental damage cover? 01:46 What supplementary benefit can you take out with car insurance (AXA examples)? 01:57 How is your car insurance premium calculated? 02:21 Why do gender, age and nationality affect your premium? 02:46 How does the no claims bonus or bonus malus system work? 03:22 How can you protect yourself against the negative impact of the bonus malus system? 03:30 How can you make simple savings on your premium? More info on car insurance: https://www.axa.ch/car What insurance do I need? https://axa.ch/key-insurance Our Website: https://www.axa.ch Become a fan: / axach Follow us on Twitter: / axa_switzerland Or Instagram: / axaswitzerland