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➡️ Schedule your introductory appointment now: https://calendly.com/earlyretirementa... 00:00 2025 Market Headlines vs. Reality 00:42 Why Market Narratives Matter More Near Retirement 02:04 Important Disclaimer: Education, Not Advice 02:30 The 2025 Tariff Shock and Market Volatility 03:35 Why Selling at the Bottom Hurts Long-Term Returns 04:58 Missing the Market’s Best Days: A Costly Mistake 05:52 Gold’s Surge in 2025 and What It Means 06:53 Diversification Lessons from Gold vs. Stocks 07:16 Are We in a Market Bubble Right Now? 07:47 AI, Big Tech, and Dot-Com Bubble Comparisons 08:39 Valuations Explained: P/E Ratios Then vs. Now 10:38 What Really Drove Stock Market Returns in 2025 12:26 Are Markets Healthier Than the Headlines Suggest? In this video, we take a data-driven look at the 2025 financial markets and cut through the headlines dominating the news. Are we in another market bubble? Are tariffs derailing the economy? Is gold the safest place to be right now? Rather than relying on narratives, we examine actual market data, historical comparisons, and real return drivers to better understand what’s happening—and what it means for investors approaching or already in retirement. Topics covered include: The 2025 tariff-driven market selloff and recovery Why staying invested matters during volatile periods The hidden cost of missing just a few strong market days Gold’s performance relative to stocks AI, big tech, and comparisons to the dot-com bubble How much of 2025 market returns came from earnings vs. speculation Important: This video is for educational purposes only and is not investment advice. Every investor’s situation is different, and decisions should be made based on your own financial plan and risk tolerance. If you’d like a copy of the charts and slides referenced in this video, leave a comment below and I’ll be happy to share them. Retirement Advice, headquartered in Mapleton, Utah, is a fee-only financial planning firm that equips individuals with the knowledge, tools, and wisdom needed to retire on their terms confidently. Their holistic approach is rooted in transparency, open collaboration, and a client-first mindset. They can be reached by phone at (801) 228-0103, via email at info@earlyretirementadvice.com, or on the web at earlyretirementadvice.com. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. The information contained above is for illustrative, educational, and informational purposes only and does not constitute investment advice and it should not be relied on as such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status or investment horizon. You should consult your attorney or tax advisor. RETIREMENT ADVICE, LLC “RA” is a registered investment advisor offering advisory services in the State of UTAH and in other jurisdictions where exempt. Registration does not imply a certain level of skill or training. The information on this site is not intended as tax, accounting, or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. This information should not be relied upon as the sole factor in an investment-making decision. Past performance is no indication of future results. Investment in securities involves significant risk and has the potential for partial or complete loss of funds invested. It should not be assumed that any recommendations made will be profitable or equal any performance noted on this site. The information on this site is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, RETIREMENT ADVICE, LLC disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.