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📉 Will mortgage rates finally fall faster than expected? In this episode of 2 Guys Talkin’ Houses, we break down the FedWatch tool, the latest interest rate probabilities, and what it all means for homebuyers, sellers, lenders, and real estate agents. We cover everything from the odds of a quarter-point vs half-point cut, to why mortgage rates don’t always move the way you think after a Fed decision. Plus, we dig into the Trump–Powell dynamic, whether Jerome Powell will stay on as Fed Chair, and the reality of today’s housing market, the toughest since the 1990s. If you’re watching mortgage rates closely, wondering when affordability might improve, or just trying to survive this real estate cycle, this conversation is for you. ⏱️ Chapters: 00:00 – What Is FedWatch & Why It Matters 01:00 – Current Mortgage Rates & Why They’re Falling 02:04 – Why Mortgage Rates Don’t Always Follow Fed Cuts 03:24 – The Fed’s Next Move: 0.25% or 0.50%? 06:55 – Trump vs Powell: Is Powell Done as Fed Chairman? 09:20 – The Toughest Housing Market Since the ’90s 💬 Your Turn: Do you think the Fed will cut 0.25% or 0.50% at the next meeting? Drop your thoughts in the comments! 🏡 Need a Mortgage? 💰 Get expert home loan solutions with Marc Elliott 👉 https://marcdoesloans.com 📌 NMLS# 234917 🔑 Need a Real Estate Agent? 🏠 Work with a trusted pro, Stephen Barnhill 👉 https://docs.google.com/forms/d/e/1FA... 📌 TREC# 791477 📢 Don’t Miss Out! 📺 Subscribe for more real estate & mortgage insights ➡️ / @2guystalkinhouses #MortgageRates #FedWatch #HousingMarket2025