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🏠 First Time Home Buyer Tips 2025 | 5 Steps to Buy Your First Home in Colorado or Texas. Buying your first home can feel overwhelming — but it doesn't have to be. In this video, Colorado/ Texas REALTOR and mortgage broker Mike Diener of Local Realty CO/ Local Mortgage Partners walks first-time home buyers through 5 proven steps to buy a home with confidence, avoid costly mistakes, and protect your financial future. ✅ What You'll Learn in This Video: How to choose the right real estate agent for first-time buyers in Colorado Why getting prequalified for a mortgage before house hunting is critical How to evaluate neighborhoods before making an offer Why looking at multiple homes protects you from buyer's remorse What "house poor" means and how to avoid it with smart budgeting 🔑 5 Steps to Buy Your First Home: 1️⃣ Pick the Right Agent — Not all agents are equal. Learn what to look for in a buyer's agent, especially in the competitive Denver metro, Aurora, and Austin TX real estate market. 2️⃣ Get Prequalified — Know your budget before you fall in love with a home. Understand the difference between mortgage prequalification vs. preapproval and why it matters. 3️⃣ Drive the Neighborhoods — Online photos don't tell the whole story. Discover how to research neighborhoods in Colorado & Texas before buying a home. 4️⃣ Look at Many Homes — Shopping multiple homes gives you perspective, leverage, and peace of mind when it's time to make an offer. 5️⃣ Don't Be House Poor — Learn how to calculate your true monthly housing costs, including property taxes, HOA fees, homeowners insurance, and maintenance. 📍 Serving First-Time Home Buyers in: Aurora CO | Denver CO | Parker CO | Centennial CO | Highlands Ranch CO | Lakewood CO | Thornton CO | Westminster CO | Adams County | Arapahoe County | Douglas County | Austin Texas 💬 Common Questions This Video Answers: Where do I begin the process? How do I know if I'm working with a good agent? What is house-poor? How do I vet a neighborhood? 🚒 Special Programs for First Responders: Mike Diener specializes in helping police officers, firefighters, EMTs, paramedics, nurses, and other first responders buy homes in Colorado. Ask about first responder home buying programs and down payment assistance available in 2026🏠 First Time Home Buyer Tips 2026 | 5 Steps to Buy Your First Home in Colorado Buying your first home can feel overwhelming — but it doesn't have to be. In this video, Colorado/ Texas REALTOR and mortgage broker Mike Diener of Local Realty CO walks first-time home buyers through 5 proven steps to buy a home with confidence, avoid costly mistakes, and protect your financial future. ✅ What You'll Learn in This Video: How to choose the right real estate agent for first-time buyers in Colorado Why getting prequalified for a mortgage before house hunting is critical How to evaluate neighborhoods before making an offer Why looking at multiple homes protects you from buyer's remorse What "house poor" means and how to avoid it with smart budgeting 🔑 5 Steps to Buy Your First Home: 1️⃣ Pick the Right Agent — Not all agents are equal. Learn what to look for in a buyer's agent, especially in the competitive Denver metro and Aurora, Colorado real estate market. 2️⃣ Get Prequalified — Know your budget before you fall in love with a home. Understand the difference between mortgage prequalification vs. preapproval and why it matters. 3️⃣ Drive the Neighborhoods — Online photos don't tell the whole story. Discover how to research neighborhoods in Colorado before buying a home. 4️⃣ Look at Many Homes — Shopping multiple homes gives you perspective, leverage, and peace of mind when it's time to make an offer. 5️⃣ Don't Be House Poor — Learn how to calculate your true monthly housing costs, including property taxes, HOA fees, homeowners insurance, and maintenance. 🚒 Special Programs for First Responders: Mike Diener specializes in helping police officers, firefighters, EMTs, paramedics, nurses, and other first responders buy homes in Colorado/ Austin TX. Ask about first responder home buying programs and down payment assistance available in 2026. Facebook: / mdienersellshomes Instagram: / mikediener1 Tiktok: / mike.diener 720-354-0232 #FirstTimeHomeBuyer #ColoradoRealEstate #BuyingAHomeInColorado #AuroraColorado #DenverRealEstate #MortgageTips #HomesBuyingTips #FirstResponderHomePrograms #RealEstateTips2025 #HouseHunting #LocalRealtyCO #MikeDiener #HomeBuyingProcess #ColoradoMortgage #DownPaymentAssistance 00:00 Introduction 00:38 Step 1- Pick the Team 02:22 Step 2- Know your Payment 04:55 Step 3- Drive the Neighborhood 06:17 Step 4- Look at Many Homes 07:19 Step- Don't be House Poor