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Are you looking to own a home in Belgium? In this video, we will discuss in detail the process of buying a home in Belgium, the intricacies of buying an investment home, and the important points to consider. What Can You Find in the Video? Home Buying Process: Appointment and required documents Offer (Bot) process Sales agreement and notary procedures Loan process and bank selection House prices and market analysis Houses for Investment Purposes: Which cities are suitable for investment? Overseas investment opportunities (Spain example) Taxation of rental income Requirements for owning a home without a residence permit "Viager" (Right to Live Until Death) application Additional Information and Recommendations: Details on notary and bank procedures Legal and financial issues to consider Reliability of Exper reports. Information about the official websites of the Belgian government and real estate sites. Why Should You Watch This Video? Owning a home or investing in Belgium can be a complicated process. This video provides practical information and expert advice to guide you through the process. Learn what to look for when buying a house, which banks are advantageous to work with, and what opportunities you can consider when investing. Tags: #Belgium, #buying a house, #investment, #realestate, #credit, #notary, #tax, #residence permit, "Viager", #bank, #realestate market #BuyingAHomeInBelgium #HousingLoan #BuyingAHome #Belgium #Investment #RealEstate #Mortgage #BuyingAHome #BeingAHomeOwner #Credit #NotaryExpenses 00:00:00 - 00:00:05: Introduction: Welcome to the Belgian Migration YouTube channel. Information about the home buying process will be provided. 00:00:05 - 00:00:51: Overview of the Home Buying Process: Differences and challenges from Türkiye. Appointment, documents (energy, history, asbestos, electrical reports). Written offer (bot) process. Sales agreement and notary review proposal. 00:00:51 - 00:01:20: Notary Transactions and Processes: Notary transactions take 2-4 months. Control of the house's debts. Time to reach the notary and notary services. 00:01:20 - 00:01:44: Credit Process and Risks: Risks of signing a contract without receiving credit approval. Punishment sanctions in case of failure to obtain credit. Bank rejection papers and their importance. 00:01:44 - 00:02:00: The Logic of Buying a House in Belgium and Investment Potential: Rental income and investment advantages. Steady increase in house prices. State Bank (FLS) and credit opportunities. 00:07:08 - 00:08:34: Investment Homes and City Selection: Large cities suitable for rental income (Ghent, Antwerp, Hasselt). The high cost of Brussels. 00:09:09 - 00:10:36: Foreign Investment Opportunities: The potential of the Spanish regions of Malaga and Marbella. Investment advantages and trends in the region. 00:11:02 - 00:12:20: Home Prices and Assessment: Determining home prices in Belgium. Reliability of Exper reports and alternative assessment methods. Getting information from neighbors and prices of homes in the surrounding area. 00:12:20 - 00:14:44: Auction and Market Trends: Differences between Dutch and Belgian markets. Price increases during the corona period. The status of companies purchasing homes. 00:14:44 - 00:18:21: Homeowner Preferences and Buyer Profile: Homeowners' buyer selection criteria. The importance of credit approval. Bank selection and advantages of new banks. 00:21:14 - 00:22:12: Tax Liabilities of Investment Homes: Taxes and expenses paid when purchasing a home. Taxation of rental income. 00:22:16 - 00:22:57: Rental Income and Taxation: The taxation of office or commercial properties is different from the taxation of homes to be lived in. The taxation is lower if a home to be lived in is rented out. The taxation changes depending on the cadastre and the rental price. The rental income is deducted from personal tax. 00:22:57 - 00:23:20: Financial Requirements for Investment Home Purchases: The bank requests 10% of the purchase price for investment home purchases. Notary expenses must also be covered by the buyer. 00:23:20 - 00:24:39: Owning a Home Without a Residence Permit: Those with cash can buy a home in Belgium without a residence permit. Those who want to take out a loan need a residence permit. It is possible to invest by establishing a company. Owning a home does not provide a residence permit. 00:24:39 - 00:25:26: "Viager" (Right to Live Until Death) Application: Details of the application known as "Viager". Risk factors in such contracts. It is not common in Belgium. 00:25:26 - 00:27:22: Additional Tips and Suggestions: Contact / https://linktr.ee/ayse_yilmaz Instagram / / belcikaya_goc Facebook / / 15jzgywhie Amazon links https://linktr.ee/ayse_yilmaz/shop Join this channel to benefit from the privileges: / @belcikayagoc