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A recent article in Fortune highlights a growing trend among baby boomers: continuing to work well into their 60s and 70s, not out of necessity, but for the mental stimulation, social connections, and fulfillment that work provides. With nearly 20% of Americans over 65 still employed, this shift is challenging traditional views of retirement and sparking important conversations about what it means to truly retire. Here’s what we discuss in this episode: 0:00 – Intro 3:29 – Finding fulfillment 5:48 – Financial impact in retirement 8:06 – How it changes long-term planning 9:55 – Are younger generations different? Read the Fortune story here: https://fortune.com/article/the-new-r... _________________________________________ 🔗 Stay Connected with Black Oak 🌐 Visit us online: https://blackoakam.com/ 📞 Call us: (470) 508-0508 📩 Get in touch with our team: https://blackoakam.com/contact-us/ 📅 Schedule a call with Ryan: https://speakwithryan.com/ 📖 Get Your Tax-Free Retirement Toolkit: https://bit.ly/3PMjKqc Important Disclosures: Content here is for illustrative purposes and general information only. It is not legal, tax, or individualized financial advice; nor is it a recommendation to buy, sell, or hold any specific security, or engage in any specific trading strategy. Results will vary. Past performance is no indication of future results or success. Market conditions change continuously. This commentary reflects the personal opinions, viewpoints and analyses of Black Oak Asset Management. It does not necessarily represent those of RFG Advisory, Private Client Services, their clients, or their employees. This commentary should not be regarded as a description of advisory services provided by Black Oak Asset Management or RFG Advisory, or performance returns of any client. The views reflected in the commentary are subject to change at any time without notice. Guest opinions are their own and do not reflect those of Black Oak Asset Management, RFG Advisory, or Private Client Services. Guests are not affiliated with or endorsed by the firm. Roth IRAs and Roth 401(k)s are subject to eligibility and contribution limits. Contributions are made with after-tax dollars and qualified withdrawals may be tax-free if requirements are met. Roth conversions are taxable in the year converted and may impact your tax situation. Investing involves risk. Consult a qualified tax and financial professional before making any decisions. Securities offered by Registered Representatives of Private Client Services. Member FINRA / SIPC. Advisory services offered by Investment Advisory Representatives of RFG Advisory, a registered investment advisor. Private Client Services, Black Oak Asset Management, and RFG Advisory are unaffiliated entities. Advisory services are only offered to clients or prospective clients where RFG Advisory and its representatives are properly licensed or exempt from licensure. No advisory services may be rendered by RFG Advisory unless a client agreement is in place.