Can You Use a SSAS Pension? Find Out Now! скачать в хорошем качестве

Can You Use a SSAS Pension? Find Out Now!

🏠 Thinking about how to grow your property portfolio and reduce your tax bill? A Small Self-Administered Scheme (SSAS) pension could be the solution. SSAS pensions are powerful tools that allow UK business owners, landlords, and property investors to take control of retirement savings while also supporting property and business investments. A SSAS is a type of occupational pension scheme registered with HMRC that offers significant tax advantages. Contributions from both individuals and employers are generally tax-deductible, reducing Corporation Tax or Income Tax liabilities. See HMRC guidance here: https://www.gov.uk/pension-schemes-ta... Unlike standard personal pensions, a SSAS can invest directly into commercial property, make loans back to the sponsoring company, and even hold shares in private companies. This flexibility makes them highly attractive to UK landlords who want to: Buy commercial property through the pension Pool contributions with fellow directors or business partners Protect assets in a tax-efficient trust structure According to Companies House, over 800,000 new companies were incorporated in the UK in 2023 (https://www.gov.uk/government/collect... ). Many of these directors could benefit from SSAS planning as part of wider wealth and succession strategies. The Office for National Statistics (ONS) reports that private pension wealth in the UK is valued at over £6.6 trillion (https://www.ons.gov.uk/peoplepopulati... ). Yet many landlords and business owners are still unaware of how SSAS pensions can integrate with property investment to build tax-efficient retirement wealth. ⚖️ Setting up a SSAS requires professional trustees and compliance with HMRC regulations. Investors should also understand the rules on allowable investments, reporting requirements, and contribution limits. Done correctly, a SSAS can provide: Long-term retirement security Asset protection from creditors Inheritance Tax advantages by keeping wealth within the pension wrapper 👉 Learn more in our full guide: Article: https://www.optimiseaccountants.co.uk... SSAS services: https://www.optimiseaccountants.co.uk... Free property investor checklist: https://www.optimiseaccountants.co.uk... 📌 Whether you are a UK landlord or international investor, our expert tax team at Optimise Accountants can guide you through the opportunities and compliance considerations of using SSAS pensions. 5 Q&A Q: What is a SSAS pension? A: A Small Self-Administered Scheme is a type of HMRC-registered occupational pension set up by company directors to manage and invest retirement savings. Q: Can a SSAS buy property? A: Yes, a SSAS can invest directly into commercial property, offering tax-efficient rental income and capital growth. Q: Who can set up a SSAS? A: Typically, directors of limited companies and their family members. The scheme usually has fewer than 12 members. Q: What are the tax benefits of a SSAS? A: Contributions receive Corporation Tax or Income Tax relief, investment growth is tax-free, and assets are protected within a pension trust. Q: Can a SSAS lend money back to a company? A: Yes, up to 50% of the SSAS fund can be loaned back to the sponsoring company under HMRC rules, provided terms are commercial. Hashtags #SSAS #Pensions #PropertyInvestment #InheritanceTax #HMRC #UKLandlords "Need to update your will?: https://survey.zohopublic.com/zs/yJCsPW Need a buy to let mortgage?https://survey.zohopublic.com/zs/GuCCYx Make a capital allowances claim and save tax: https://survey.zohopublic.com/zs/6UBU0T Want to invest in a SSAS or SIPP Pension: https://survey.zohopublic.com/zs/prBUdT Want to reclaim over paid SDLT?: https://survey.zohopublic.com/zs/gsBUyp Looking to incorporate your buy to let portfolio?: https://survey.zohopublic.com/zs/TfCCrn Best foreign exchange rates: https://wise.com/invite/u/simonm2095" Kevin Whelan explains what a SSAS pension is, who can use it, and how to set one up. Learn about pension contributions and how they affect your retirement savings. This video will help you with your retirement planning and overall financial planning, especially regarding tax.