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Bought my Florida home for early retirement—testing if the math holds up at 52 with real 2026 numbers: insurance surprises, Property Tax truths, no state tax wins, monthly costs vs. plan. Salty truth inside! Early Retirement is all about Budget. We are working our way through the ins and outs of it while navigating a full messy middle between Early Retirement and Selling a Business. 0:00 - Intro: Testing the Florida early retirement budget 0:48 - Backstory: Why we chose the Gulf Coast for retirement 1:33 - Realities of Florida coastal home costs 2:25 - The "Property Tax Shock": Florida vs. Georgia numbers 2:48 - Insurance costs (Flood, Wind, and Hurricane) 3:30 - Island grocery prices and eating habits 4:20 - Cost of eating out on the island 5:30 - Lifestyle spending: Bars vs. Active living 6:06 - Budgeting for golf and hobbies 7:00 - Investing in property: Boat docks and lifts 8:03 - Healthcare and emergency care in Florida 9:00 - Overall budget summary: Staying under target 10:50 - Utility bill comparison: $108 Florida power bill vs. GA 11:25 - Car insurance and cell phone savings 12:31 - Join the conversation: What are your retirement worries?