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planning to study abroad and thinking about education loan? 🎓🌍 before applying, every student and parent should clearly understand how banks and financial institutions evaluate your study abroad education loan application. At Edusolution overseas, we guide students step by step so your loan approval process becomes smooth and stress-free. here are the most important points banks check before approving a study abroad education loan 👇 1️⃣ student or parent CIBIL score 💳 banks first check the credit score of the co-applicant (usually parents). a good cibil score increases loan approval chances and helps you get better interest rates. 2️⃣ country selection 🌎 not all countries have the same loan approval ease. countries like Europe, uk, canada, australia and usa are generally preferred by banks due to strong post-study job opportunities. 3️⃣ university or college selection 🏫 banks prefer recognized, accredited and reputed universities. top-ranked or government-approved institutions have higher loan approval success. 4️⃣ student academic profile 📚 your past academic performance matters. marks, gap years, course relevance and consistency in studies are carefully evaluated by banks. 5️⃣ course & career scope 📈 job-oriented and career-focused courses get faster approvals. banks look at employability and future earning potential after course completion. 6️⃣ income documents of parents 👨👩👦 banks verify financial stability using documents like: • income tax return (itr) • salary slips (last 6 months) • bank statements • GST number (for business owners) 7️⃣ collateral (if required) 🏠 for higher loan amounts, banks may ask for collateral like property or fixed deposits, depending on country and university. 8️⃣ complete & genuine documentation 📄 any mismatch or missing document can delay or reject the loan. accuracy and transparency are very important. 🎯 expert tip from EDUSOLUTION OVERSEAS choosing the right country, university and course not only helps your visa but also increases education loan approval chances. 📞9116098115 need help with study abroad education loan guidance? connect with edusolution overseas and get end-to-end support for admission, loan and visa process. #studyabroadloan #educationloanabroad #studyabroadindia #studentloan #overseaseducation #educationloanindia #studyabroadguidance #edusolutionoverseas #studyineurope #studyincanada #studyinuk #studyinaustralia #studentvisa #abroadstudies 🎓🌍