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Disclaimer: Kelo TV is dedicated to providing content strictly for educational and informational purposes. We do not endorse, support, or encourage any form of illegal activity. Every video shared is intended to spread knowledge, raise awareness, and inspire learning—never to be misused for harm, retaliation, or unethical purposes. Success in any field requires dedication, effort, and persistence. There are no shortcuts to financial success, and we do not guarantee quick or effortless earnings. Your results depend entirely on your commitment and actions. By engaging with this channel, you acknowledge that Kelo TV is not responsible for any outcomes—positive or negative—that may arise from applying the information provided. Always exercise your own judgment and conduct thorough research before making any decisions. 🙏 Thank you for watching and supporting Kelo TV! 😊 Master AI Tools & Earn Money Online – Step-by-Step Guide SOCIAL MEDIA LINKS: / kelotv.net Webtools: https://kelowebtools.com.ng WhatsApp: https://chat.whatsapp.com/KzbKzljwAna... Live on KELO TV: Build a Complete Mobile Wallet & Utility Payment App Like OPay and PalmPay! In this live tutorial, we’ll walk step-by-step through creating a full-stack wallet and payment app named KELO, built using Flutter (Frontend) and Django REST Framework (Backend) — just like OPay, PalmPay, and other popular fintech apps. 💡 What You’ll Learn in This Live Stream: How to design a beautiful wallet app UI using Flutter Setting up Django REST API for authentication and transactions Connecting PostgreSQL database for user and wallet data Integrating Paystack & Flutterwave payment gateways Implementing wallet funding, transfers, and bill payments Adding Firebase authentication & notifications Deploying backend to Render / Railway Publishing your app to the Google Play Store 🚀 Why Watch This? You’ll learn how to build a real-world fintech application that can handle user accounts, secure transactions, and real payments — the same technology behind apps like OPay, PalmPay, and Moniepoint. 🔔 Don’t forget to: Subscribe to Kelo TV for more tutorials on app creation, web design, and online income Like 👍 and share this live stream to support more educational content #️⃣ Hashtags: #Flutter #Django #WalletApp #Fintech #OPay #PalmPay #Paystack #Flutterwave #MobileAppDevelopment #KeloTV #MakeMoneyOnline #Programming #AppDevelopment #LiveCoding #NigeriaTech 🎯 Tags: wallet app tutorial, build wallet app like opay, mobile payment app flutter, django rest framework fintech, paystack integration flutter, flutterwave payment api, kelo tv live, how to build wallet app, opay clone app, palmpay clone, fintech app tutorial, flutter django project, how to make payment app, learn flutter 2025, full stack flutter app, build and monetize apps, live coding nigeria, kelo fintech project, online payment system, app developer tutorial