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📢 Download the FREE guide: https://www.millionairesinmedicine.co... 📌 Work with us 1:1 to optimize your personal financial plan https://www.millionairesinmedicine.co... A lot of people are talking about the new 50-year mortgage proposal. And on the surface, it sounds amazing — lower monthly payments, easier access to home ownership, and the ability to finally afford the house you actually want. But as someone who works with medical professionals every day, I wanted to break down the real math behind this… because the numbers tell a very different story. You’ll see why extending your loan term may lower your monthly payment by a couple hundred dollars… but could cost you over a million dollars over the life of the loan. If you're planning to buy a home in the next few years, or you want to avoid the financial mistakes that many new grads make, this breakdown is essential. 🔍 KEY TAKEAWAYS How 50-year mortgages actually work Why lowering your monthly payment can cost you hundreds of thousands in interest The real comparison between 30-year vs 50-year loans Why “investing the difference” still leaves you behind When (if ever) a 50-year mortgage makes sense The housing affordability rule medical professionals must use Smarter alternatives like medical professional loans The biggest home-buying mistakes new clinicians make 🕒 TIMESTAMPS 00:00 – The dream of affording the home you really want 00:25 – What the Trump administration is proposing 01:15 – Why housing is so unaffordable today 02:04 – Breaking down a $400,000 home purchase 02:40 – 30-year mortgage: the shocking interest cost 03:42 – 50-year mortgage: how much it really adds 04:38 – Does investing the difference actually help? 05:19 – Why you still come out behind 06:26 – When medical professional loans make sense 06:52 – The 20% rule for monthly housing payments 📌 Work with us 1:1 to optimize your personal financial plan https://www.millionairesinmedicine.co... 📲 Follow me on Instagram for daily financial guidance / millionairesinmedicine #MedicalProfessionalsFinance #PhysicianAssistantLife #PACFinance #HomeBuyingTips #50YearMortgage #FinancialFreedomPAC #StudentLoansPAC #MortgageAdvice2025 #MillionairesInMedicine