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Welcome back to Market Mondays! In this episode, I’m covering: • Why mortgage rates have been mostly flat (and why that’s actually good news) • The unemployment rate surprise (4.4% → 4.3%) and why it doesn’t quite add up • December PCE inflation ticking up to 3.0% • Two major lawsuits involving Rocket Mortgage and Veterans United • What VA buyers and real estate agents need to understand about steering, referrals, and kickbacks Mortgage rates are sitting near their lowest levels since September 2024, but the bigger story right now involves transparency in lending — especially for veterans using the VA home loan benefit. If you’re a veteran, active duty service member, or real estate professional working with VA buyers, this is important information to understand. Remember: The Department of Veterans Affairs does not endorse or recommend lenders. You always have the right to choose who you work with. If you’d like a second opinion on a VA loan quote, refinance offer, or lender recommendation, I’m happy to help. Lee Nguyen U.S. Navy Veteran M 405.361.4201 E lnguyen@vlgteam.com W https://www.nukenotesteam.com/schedul... 👇👇👇👇👇👇👇👇👇👇👇👇👇👇👇👇👇👇👇👇👇👇👇👇 SUBSCRIBE TO THIS CHANNEL HERE: / @nukenotes About Living In Seattle Washington: Visit: https://visitseattle.org/ Wiki: https://en.wikipedia.org/wiki/Seattle New Comer Guide: https://www.seattle.gov/customer-serv... #VALoan #VAHomeLoan #VALoanBenefits #VALoanRequirements #VALoanProcess #VALoanEligibility #VALoanGuide #VALoanTips #VALoanExpert #VALoanExplained #VALoanMyths #VALoanRefinance #mortgages #lending #FirstTimeHomeBuyer #VeteranHomeBuying #MilitaryHomeLoans