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The mortgage servicing industry provides mechanisms for borrowers to recover from unexpected downturns in their financial situation. Life happens. Life can be very hard sometimes. There are people who suffer sudden drops in income such that paying a mortgage becomes less important than putting food on the table, or buying medicine. In those times, housing payments are not made. And oftentimes, people's financial fortunes pick up again and recovery and getting back on track is something possible. Those situations are often provided for by some mortgage servicers. It depends on the mortgage servicer, but many do provide that kind of temporary assistance. ----- More Resources Our website: https://denbeauxlaw.com About Foreclosure Defense: https://denbeauxlaw.com/foreclosure-d... Guide to Foreclosures in New Jersey: https://denbeauxlaw.com/resources/for... More about your rights during foreclosure: https://denbeauxlaw.com/foreclosure-r... Learn about the new CFPB servicing rules: https://denbeauxlaw.com/new-cfpb-mort...