COST CONSIDERATIONS WHEN BUYING CATAMARANS скачать в хорошем качестве

COST CONSIDERATIONS WHEN BUYING CATAMARANS

I often get asked abut THE COSTS OF BUYING CATAMARANS. Since this video was made prices have increased so check with me about this. These costs vary by location, supply and demand, "build quality" and condition of the cat so there aren't any accurate "Rules of Thumb". I try to cover all of the usual costs we encounter and in some cases must generalize to keep this video "short and sweet". In summary, for a typical 40'-45' catamaran here are the typical costs to consider: The cost of the yacht varies by location, supply-demand, time of year, desirability of the yacht. See my video with my Top 5 Tips To Save Money When Buying Catamarans. Financing usually requires 25-30% down payment, 740 minimum FICO score, debt to income ratio max 35% and can be amortized over 15-20 years so monthly payments at current interest rates (3.75%-4.3% fixed simple interest) are roughly $6/$1000-borrowed. So, if the loan amount is $300,000 the monthly payment would be $1800. Insurance costs 1.5% of the hull value IF you shop! shop! shop!!! So, a $300,000 yacht costs $4500/year. If the value of the yacht is over $500k then we can sometimes get a premium equal to 1.2%. If you become a client of my company we share the contact details of the most competitive insurance companies. Registration in the tax-free State of Delaware is $300 for the company and $100 for a 40' yacht...there are some limitations on "state registered" yachts when circumnavigating so a "Federal Registration" such as US Coast Guard "Documentation" costs $600 plus $300 for the LLC....Foreign flags usually get you out of paying taxes but cost more ($3k-15k). Delivery on it's own bottom usually costs $2-3/mile. Shipping on a freighter usually costs 2-3 times more EXCEPT lately (June 2020) shipping rates have crashed and we can sometimes find a rate that is equal to delivering on its own bottom! Dockage varies widely by location. I the high demand/low supply area of South Florida a 40' catamaran costs $1600/month currently (for live aboard docks) and storage only docks are around $700-1100. In North Carolina I understand you can find live-aboard docks for as little as $400/month in a nice facility with pool, chicken hut bar, business center (to use printers), etc. Hurricane season storage varies widely between $450/month to $1,000/month in the low-medium demand areas.. Surveys currently cost $18-25/foot in the Western Hemisphere (higher in Europe)...so a 40' cat is usually $800-1100. Haul-out fees for the bottom inspection vary widely depending on supply-demand factors ...usually $300-800 for a "short haul" "Add Ons" like solar panel arrays (1600 W for $6k), generators ($8-20K), air-conditioning (20k for a full 48,000 BTU's to do an entire 42-45' cat..., watermakers ($1600-10000) and tenders ($2500 used to $10k new) vary widely and If you become one of our clients we can show you how to get wholesale pricing. Depreciation usually varies by type of layout and hull configuration....similar to automobiles but it tends to level out after year 5 IF you take proper care of the yacht. But repair costs mount after year 5 and you usually do not get this back. Annual maintenance must be done and the cost is different for each boat/location...Here are rough estimates for a 40-45' cat....service engines ($1000/engine if 40-50hp), service sail drives ($400 each), haul out fees vary widely but lets say $350-700, bottom paint renew $3-4k, compound and wax hull and smooth deck parts ($800-1000)...as the yacht ages, repairs will go way up in year 5 and continue thereafter. Go to my website LargeCatamaransForSale.com for more information and contact me via eMail for lists of recent actual selling price histories that show initial asking price and date-listed, date sold and selling price, full photos and specs, location, etc. This is the smart way to understand the market.