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Money Travels Podcast Season 3, Episode 5 In Asia’s fragmented payments landscape, cross-border trade can be challenging for small businesses. As CEO of the Emerging Payments Association Asia, Camilla Bullock is on a mission to change that. Using what she calls “the network effect”, Camilla brings together regulators, thought leaders, and innovators to find solutions to enable seamless cross-border payments and empower small businesses to trade more freely. In today’s episode, Camilla explains why data is both the key to progress and one of the biggest hurdles in payments, why diversity is essential for better innovation, and how an emerging technology could hold the key to unlocking smoother payments for businesses across the region. #MoneyTravels #MoneyTravelsPodcast #FinancePodcast #FinancialPodcast #Podcast #FintechPodcast #VisaDirect #MoneyMovement #MoveMoneyYourWay Learn more about Visa Direct: visa.com/visadirect Connect with Visa Direct on LinkedIn: / visa-direct 00:00 -- Camilla Bullock Introduction 00:52 -- Welcome to Money Travels 01:07 – Overview of the Emerging Payments Association Asia (EPAA) 02:23 – Navigating operational challenges in Asia’s fragmented market 03:02 – The origin and purpose of the EPAA 04:15 – Camilla Bullock’s career journey and professional transitions 05:29 – Why Camilla Bullock has one of the most dynamic roles in payments 06:42 – Navigating misconceptions and fragmentation in the Asian market 07:34 – Challenges fragmentation poses for small businesses and consumers 08:45 – Finding opportunity within fragmented systems 09:41 – Balancing priorities: business, consumer, or government first? 10:24 – The universal benefits of trade 12:00 – Improving consumer outcomes and fostering a passionate payments community (PPP) 13:15 – The missing voice of Treasurers in industry conversations 14:22 – Camilla Bullock’s success in driving payments dialogue 15:41 – The underrepresentation of the private sector in APAC 16:04 – What motivates Camilla Bullock’s work 17:20 – The role of innovation in becoming a PPP 18:00 – Advancing gender equity in leadership across the payments industry 19:20 – Promoting diversity in thought leadership 20:10 – Collaborative efforts to address fragmentation across Asia 23:06 – Can innovation in India scale across the region? 25:22 – Common industry pain points in payments 28:28 – The evolving landscape of cross-border payments 30:00 – Key developments needed for the future of cross-border payments 33:40 -- Next Guest Nomination 34:36 -- Money Travels Outro Disclaimers: Visa Direct capability is enabled through a financial institution partner. Visa Direct product availability and functionality varies by market. The views and opinions expressed in this podcast are those of the speakers and do not necessarily reflect the views or positions of any entities they represent. Visa neither makes any warranty or representation as to the completeness or accuracy of the information within this podcast, nor assumes any liability or responsibility that may result from reliance on such information and any information from third parties. The information contained in this podcast is not intended as investment or legal advice, and listeners are encouraged to seek the advice of a competent professional where such advice is required. All brand names, logos and/or trademarks are the property of their respective owners, and do not necessarily imply product endorsement or affiliation with Visa.