The Best Ways To Build Credit In 2022 скачать в хорошем качестве

The Best Ways To Build Credit In 2022

You know somethings just don’t make any sense in this world, like the idea that you can graduate with an entire degree after 4 years; and then while trying to apply for a job they all need like 10 years of experience. ( how does that work ) 😎Call Me😎: https://bit.ly/30IBr0i 😎Second Channel😎: https://bit.ly/3c4sVPS 💲1 on 1 Talk + My Budget + Stock Investments💲   / tommybryson   Chapter: 0:00 Intro 1:37 Secured Credit Cards 7:14 Top credit builder accounts 10:58 Top bank accounts 14:35 Outro 💰MY M1 FINANCE PORTFOLIO💰 PLUS $10 Link: https://m1.finance/37SHd4241z-N 1. Secured Credit Cards Here is how secured credit cards work: Traditional normal unsecured credit cards have a revolving balance And the money you owe is the banks money, so if you don’t pay, the bank is out of luck But with a secured credit card, imagine it like putting down a deposit for your credit, so you might put down a deposit of 250 and get a credit line of $250 or $300, meaning you are playing with your own money ( and yes your payments will be reported ) What are the best Secured Credit Cards: Capital One platinum Secured Credit Card is the best ( my mom used it and it helped her out a lot, and the deposit is refundable ofcourse ) Discover it secured credit card OpenSky ( annual Fee of $35 and its for people with the worst credit in history, 99.99% of people will get in ) Petal 2 credit cards: that pays you cash back when you make ontime payments If things go Wrong: Call in and explain whats going on. I’m new credit, I have a job, and I want to build credit. 2. Top credit builder accounts A credit builder account is kind of like a fake loan that they give you Its like you get qualified for $1000 loan and the money is kept in a CD ( where you cant touch it ) And then you get to make payments on it ( between $15-150Months ) And obviously you get your money back because you never took the loan, minus the fees The fees can range from $40-150 in 12-24 months The Top companies that currently do this are Self Credit Strong 3. Top bank accounts Chime Credit Builder Visa ( you move money from your checking to credit account, and that’s you limit and you build credit by making payments) Money Lion Credit Unions Who is this video for: people that are new credit and want to get started To build credit and fix credit for the future If they want to buy a house, get an apartment or even get a job these days PRO TIP* INFORMATION IS EVERYTHING 👕Merch👕 https://teespring.com/stores/tommybryson ✅2 FREE AUDIOBOOKS✅ https://amzn.to/2Enayo8¬¬¬ 💰M1 FINANCE $10💰 https://m1.finance/37SHd4241z-N 🎁ACORN FREE $5🎁 Link: https://acorns.com/invite/38EYSU ⚡FREE KINDLE UNLIMITED⚡ (traditional reading) Link: https://amzn.to/2VGbxt9 👨🏽‍💻DISCORD PRIVATE GROUP👨🏽‍💻   / discord   My Camera Gear: https://www.amazon.com/shop/tommybryson ✔ Help Us Reach 500,000 Subscribers: https://goo.gl/0wvm6w 😎All My Social Media😎 Link: https://linktr.ee/tommybryson --- Disclosure & Educational Disclaimer: Some links in this video may be affiliate links, and I may earn a commission. Content is educational and accurate as of posting; offers may change. I’m an accountant but not your accountant; always consult your own accountant/CPA or financial advisor. No income or results are guaranteed.