How Small Business Owners are Using Private Credit to Grow with Ian Samlin скачать в хорошем качестве

How Small Business Owners are Using Private Credit to Grow with Ian Samlin

Access to capital is one of the biggest hurdles small business owners face when trying to grow. Traditional bank loans can be slow, restrictive, and often out of reach for entrepreneurs who don’t fit neatly into rigid lending criteria. On the Next Level Income podcast, we explore smarter, more flexible ways to build wealth and scale businesses. In this episode, we sit down with Ian Samlin, CEO and Founder of REIL Capital, to unpack how private credit is becoming a powerful growth tool for small business owners. Ian’s journey into finance is rooted in both education and real-world experience. After earning his degree in Finance from Towson University, he went on to build deep expertise in business development and capital markets. Rather than following a traditional corporate path, Ian chose to build REIL Capital from the ground up with a clear mission: deliver tailored financial solutions grounded in trust, transparency, and long-term client success. 🔗 Connect with Ian Samlin 🌐 Reilcap.com ⏱️ Episode Timestamps 00:00 – Why most business owners don’t know what they qualify for financially 00:16 – Welcome to the Next Level Income Show w/ Chris Larsen 00:34 – Meet Ian: Founder & CEO of RTI Capital 01:00 – How Ian started his business at 23 01:29 – Ian’s background & path into private lending 02:36 – Why small businesses create most new jobs 03:18 – Lessons from sports & lacrosse that apply to business 03:55 – Preparation, discipline & delayed gratification 05:58 – Why business owners are paid last 06:12 – Timeline: from employee to founder 07:22 – Choosing jobs for learning, not just money 08:08 – Delayed gratification in a world of instant results 09:27 – SBA loans vs private lending: what are your options? 09:40 – Types of business funding: SBA, term loans, lines of credit, equipment financing 11:00 – How business lending differs from personal credit 12:12 – Common cash flow emergencies for business owners 13:48 – What types of businesses qualify best for funding 14:31 – Interest rates, credit requirements & revenue qualifications 15:09 – Why not just use credit cards for business funding? 15:34 – Speed of funding: getting capital in 24–48 hours 16:19 – Why banks tightened lending after regulations & COVID 17:49 – Real client success story: refinancing high-interest debt 18:57 – Case study: using short-term capital strategically 20:25 – How private lending differs from traditional bank loans 21:15 – Who should reach out for funding help 22:35 – Why you should know what you qualify for before you need capital 23:43 – Final takeaways