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Charlie Munger spent over 70 years studying the habits that separate self-made millionaires from everyone else. In this video, I break down the 6 behavioral habits that research and decades of observation show actually build wealth — explained through Munger's sharp, no-nonsense lens. These aren't generic tips. This is a behavioral blueprint — the kind most people hear about, nod at, and never apply. 80% of the world's millionaires are self-made. The habits are not secret. But applying them requires understanding why they work — and most channels never go that deep. What we cover in this video: 00:00 — Why Intelligence Doesn't Separate the Rich From Everyone Else 02:10 — Habit 1: The Social Ecology of Wealth (Your Network Is Programming You) 05:30 — Habit 2: The Discomfort Dividend (Why Comfort Is the Most Expensive Choice) 08:45 — Habit 3: How FOMO Is Engineered to Destroy Your Long-Term Wealth 12:00 — Habit 4: The Pyramid Principle (Why Difficulty Creates Your Biggest Opportunity) 15:20 — Habit 5: Solution Focus vs. Problem Focus (The Reflex That Changes Everything) 18:30 — Habit 6: The Think Day — Bill Gates' Secret and How to Apply It at Any Level If you found value in this video, subscribe for more content on wealth psychology, financial habits, and the mindsets that actually build long-term financial freedom. #millionairehabits #wealthmindset #charliemunger #selfmademillionaire #financialhabits #richvspoormindset #howrichpeoplethink #wealthpsychology #financialeducation #successhabits