How Can I Save & Build Wealth | Credit Cards, Budgeting, Tax & Investing Tips скачать в хорошем качестве

How Can I Save & Build Wealth | Credit Cards, Budgeting, Tax & Investing Tips

Wondering why your salary disappears by the end of the month? In this episode of Founders Talk with Ayub, we dive deep into personal finance, savings, and wealth-building strategies specifically for professionals and expats. 🎯 What You’ll Learn: . How to budget and track expenses effectively . The smart way to use credit cards for cashback — not debt . Why saving isn’t about how much you earn, but how you think . Where to invest — from mutual funds and gold to real estate and global markets . NRI tax tips: how to legally reduce your tax liability . The truth about crypto, risk appetite, and building a strong portfolio 👥 Guests: Qasim Ali – Chartered Accountant (India & UAE), tax strategist Hirshi Kumar – SaaS professional saving 85% of his income Whether you earn 5K or 50K, this episode will help you save smarter, spend better, and build long-term financial freedom. Timestamps: 00:00 Promo: Why You Should Watch This 00:30 Intro: Welcome to Founders Talk 01:30 Meet the Guests: Kasim & Rishi 03:00 Starting to Save: Mindset Over Salary 06:10 Budgeting & Living Frugally in Dubai 08:30 Lifestyle Pressure & Expense Tracking 11:00 Credit Cards & Loans: Good or Bad? 15:40 Credit Score, EMIs & Debt Traps 21:00 Investing Your Savings Smartly 25:20 Portfolio Diversification Strategy 28:00 Passive Income vs Long-Term Growth 33:30 Gold, Crypto & Risky Markets 36:40 Safe vs Risky Investments 38:00 NRI Taxation Explained 41:00 NRE/NRO Accounts & Double Taxation 46:00 Final Advice on Saving & Spending 50:30 Outro: Wrap-Up & Weekly Reminder