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This Downtown Office Tower Is Still Standing — But Financially Dead An office building in Downtown Los Angeles is still standing. The lights are on. People still work inside. But behind the scenes, something unprecedented has happened. Banks have quietly refused to refinance the property. This documentary explores how a functioning office tower became unfinanceable—not because it collapsed, but because the rules of commercial real estate lending changed. As vacancy climbed past 35% and refinancing windows closed, the building crossed an invisible financial line that many downtown properties across America are now approaching. This is not a story about a single building failing. It’s about commercial real estate, banking risk, and what happens when lenders quietly walk away—without headlines, without panic, and without warning. As office demand shifts, loan maturities approach, and banks reassess risk exposure, buildings that once anchored city economies are being reclassified in silence. If a building can still look alive—and yet be financially isolated—what does stability really mean in today’s economy? #CommercialRealEstate #BankingRisk #EconomicDocumentary