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HDFC Bank, which has held on for over two decades to a 4.2-4.3% margins and 18-20% earnings growth and hence a 4x price-to-book ratio, has seen all these ratios come off after the HDFC Bank-HDFC merger. In the latest results, the key disappointment came from the margins, which were flat at 3.4%. What are biggest challenges the bank faces to get back the old ratios? Srini Varadarajan, a former veteran of Axis & ICICI and Non-Executive Chairman, Union Bank of India, gives a banker’s view of the bank’s challenge to Latha Venkatesh. #hdfcbank #Q3FY24results #Q3FY24earnings #hdfchdfcbankmerger #cnbctv18 #businessnews #businessnewstoday #businessnewsinenglish #sharemarkettoday 🔴CNBC TV18 LIVE TV: https://youtube.com/live/P857H4ej-MQ SUBSCRIBE to our Channel: https://bit.ly/3nvEcxf --------------------------------------------------------------------------------------------------------------------- 👑 Check Out Top CNBC TV18 Playlist Videos: 🔹CNBC TV18 Digital Podcast: • I Did It My Way - CNBC TV18 Digital P... 🔹Sounding Board: • Sounding Board | CNBC TV18 🔹International Videos: • World News - CNBC-TV18 🔹CNBC TV18 Market Cafe: • CNBC TV18 Market Cafe 🔹CNBC TV18 Digital: • CNBC-TV18 Digital Videos 🔹CNBC TV18 Weekend Special: • CNBC-TV18 Weekend Special 🔹CNBC TV18 Next-Gen: • CNBCTV18 Next-Gen 🔹Overdrive Show: • OVERDRIVE || CNBC TV18 🔹Young Turks: • YOUNG TURKS - The Entrepreneurship Show 🔹Startup Streets: • Startup Street ------------------------------------------------------------------------------------ You can also connect with CNBC-TV18 News Online Catch the latest news: https://bit.ly/2YbpXBM Follow CNBC-TV18 round the clock: https://www.cnbctv18.com/live-tv/ Stay updated with all the market action in real time: https://www.cnbctv18.com/market-live/ You can also stay updated with all the latest news on-the-go with CNBC-TV18 Minis: https://www.cnbctv18.com/minis/ Like us on Facebook: / cnbctv18india Follow us on Twitter: / cnbctv18news Follow us on Instagram: / cnbctv18india Catch us on: Linkedin: / cnbc-tv18 n18oc_business About CNBC-TV18: India's leading business news channel, CNBC-TV18 offers the most comprehensive coverage of businesses, the economy and the financial markets. Catch all your favourite shows, exclusive videos, big-ticket interviews and more here.