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If your CPP or OAS payment looks different this month, you’re not alone. Thousands of Canadian seniors are seeing unexpected changes to their pension deposits — increases, reductions, delays, or unexplained deductions — and it’s causing serious concern. When you’re living on a fixed retirement income, every dollar matters. So when your payment suddenly changes, it can be confusing, stressful, and even frightening. In this video, we break down exactly why your CPP or OAS payment may have changed, what’s behind these adjustments, and what you must do right now to protect your income. We’ll explain common reasons such as CPP and OAS indexation adjustments, OAS clawbacks, CRA reassessments, GIS recalculations, late or missing tax filings, Service Canada delays, banking issues, and even fraud or identity theft. You’ll also learn how income changes like RRSP withdrawals, capital gains, or pension adjustments can directly affect your monthly cheques. Most importantly, this video shows you step-by-step what actions to take if your payment was reduced, delayed, or stopped — and how to prevent surprises in the future. 📌 If your CPP, OAS, or GIS payment looks different this month, do NOT ignore it. This video gives you the clarity and guidance every Canadian senior deserves. 👉 Watch until the end to learn how to protect every dollar you’ve earned.