You Hit $500K Invested. Now What? | Wealthsimple скачать в хорошем качестве

You Hit $500K Invested. Now What? | Wealthsimple

If you’re still managing a $500,000 portfolio the same way you managed your first $50,000, you could be losing thousands of dollars per year in unnecessary taxes. Reaching half a million in invested assets is a major milestone — but it’s also a turning point. At this level, wealth growth is driven less by contributions and more by structure, tax efficiency, and coordination across accounts. In this video, we break down: • How non-registered accounts can become your primary growth engine • How asset location impacts your after-tax returns • The hidden cost of bond interest and dividend taxation • How Corporate Class Portfolios can reduce annual taxable distributions • How tax-loss harvesting works (and how to avoid the superficial loss rule) • Why fragmented accounts hurt long-term performance • How to think about your entire household portfolio as one coordinated strategy At $500K+, autopilot investing may no longer be enough. Structural efficiency matters. Wealthsimple Wealth Management is available for clients with a minimum of $500,000 in assets under management. To talk directly with Andrew or Vriti about your situation, visit http://wealthsimple.com/simplify-your.... About the Projections: The tax illustrations and compounding examples shown in this video were modeled using Conquest financial planning software and are based on reasonable assumptions, including a 7.25% annualized return for long-term projections. These examples are hypothetical and intended for educational purposes only. Actual returns, tax outcomes, and portfolio results will vary. Important Disclosure: This video is for informational purposes only and does not constitute personalized investment, tax, or legal advice. Tax rules and investment regulations are subject to change. The suitability of any strategy depends on your individual circumstances. This information has been compiled by Wealthsimple from sources believed to be reliable, but we make no representation or warranty, express or implied, about its accuracy, completeness, or correctness. Corporate Class structures, tax-loss harvesting, asset location strategies, and fee deductibility may not be appropriate for all investors. Investors should consult with a qualified advisor or tax professional before implementing any strategy. All investing involves risk and may involve loss of principal. Past investment performance of a security, asset class, portfolio or firm does not guarantee or predict future performance. Wealthsimple Wealth Management is available for clients with a minimum of $500,000 in assets under management, subject to additional fees beyond the standard Managed Investing schedule. Wealthsimple Wealth Management for Managed Investing Accounts is provided by Wealthsimple Inc., a registered portfolio manager in each province and territory of Canada.