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Book a call with me here: https://calendly.com/phil-166/15-minu... Retirement Planning Webinar: https://philip-gallant.mynewretiremen... Retiring at 55 sounds like the dream. You’ve worked hard, saved diligently, and now you’re wondering: “Could I actually retire this early?” Here’s the truth: retiring at 55 isn’t just about your account balance. I’ve seen people with $2 million who still couldn’t retire with confidence—and others with much less who could. The difference? Planning. In this video, I’ll walk you through the 4 critical factors that can make or break an early retirement: Bridging the income gap: How to fund the years before Social Security or pensions begin. Healthcare costs: Why retiring before Medicare can add $200,000–$300,000 to your plan. Withdrawal strategy: How tapping the wrong accounts in the wrong order could cost you hundreds of thousands in taxes. Lifestyle clarity: Why your retirement success depends on knowing exactly what you’re retiring to. Retiring at 55 is possible—but only if your plan is built to handle 30–40 years of income, rising healthcare costs, inflation, and market volatility. The earlier you retire, the less room you have for error. Without a plan, even a $2 million portfolio can feel uncertain. With a plan, you can step into early retirement with clarity and confidence. If you want to see how this could work for your own retirement, click the link below to book a free consultation. We’ll show you how to structure your income, reduce taxes, and create a written plan for financial freedom. #retirementplanning #retireearly #financialplanning #retirementincome #earlyretirement #retirementstrategy #financialindependence #retirementtips #socialsecurityplanning #taxefficientretirement #retirementgoals #wealthplanning #retirementclarity #retirementconfidence #healthcareplanning #retirementfreedom #financialadvisor #earlyretirementplanning #longevityplanning #retirementadvice