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Episode Summary: In this inaugural episode of Litigation and Capital, Steven Mirsky discusses the complexities of private lending and financing agreements for businesses. He covers crucial topics including usury laws, types of financing agreements, how to identify reputable lenders, red flags to watch for, and what happens during loan defaults. The episode provides valuable insights for businesses seeking alternative financing options in a tight credit market. Key Timestamps: 00:01 - Show Introduction 01:07 - Understanding Usury Laws in California 02:54 - Types of Financing Agreements Available 04:01 - How Business Owners Find Private Lenders 05:27 - Verifying Lender Reputation 08:49 - Red Flags in Lending Agreements 10:45 - Fraud in Lending Transactions 11:47 - Components of a Loan Agreement 13:28 - Default Consequences and Lender Remedies About the Show: Litigation and Capital with Steven Mirsky, partner at Mirsky Corporate Advisors, breaks down high-stakes legal issues affecting companies earning $10-100 million annually. The show aims to help business owners turn complexity into leverage and protect their assets through expert legal insights and practical advice. #BusinessFinance #CorporateLaw #PrivateLending #BusinessLaw