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AI investment is exploding, but most organizations are still treating transformation like a technology project instead of a people-and-culture shift. In this episode, Brett Davis, Deloitte’s US Chief Innovation Officer, Simona Spelman, Deloitte’s US Chief Human Officer, and Bill Briggs, Deloitte’s US Chief Technology Officer, sit down with Karenann “Kat” Terrell, former CDTO GSK & CIO (Walmart, Baxter Intl Inc., DaimlerChrysler North America), to unpack why adoption, culture, and the right measures of progress matter more than raw spend. Kat shares what she’s seeing in boardrooms, why AI leadership demands a move from “expert” to “chief learner,” and how tactics like reverse mentoring can help leaders build real fluency across the enterprise. The conversation also explores why unfinished digital transformation still matters, how AI can accelerate modernization, and what it will take to move beyond productivity into true reinvention of work. TIMESTAMPS: 0:00 Introduction 0:38 The Data: AI Investment vs. Human Capital 1:34 Tech Isn't the Hard Part 5:19 Meet Our Guest: Kat 6:04 Budget Balance: Technology vs. People 11:46 Leadership in the Age of AI 18:40 Engaging the Workforce & AI Fluency 25:48 When Transformations Stall 29:49 The Future of AI: Beyond Productivity 34:54 Headlines: Why Digital Transformations Still Fail #AI transformation #artificial intelligence #digital transformation #culture #workforce #strategy #technology #changemanagement #AI fluency #workdesign #culturechange