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XRP and digital assets are continuing their shift from speculation into global financial infrastructure. From Davos 2026 to discussions involving market utilities like DTCC, institutions are now openly addressing tokenization, privacy, liquidity, and how blockchain fits into real-world market structure. In this video, I connect developments across Stellar, Ripple, XRP, DTCC tokenization rails, and evolving regulation to explain why crypto is now a core topic at the highest levels of global finance. The focus is infrastructure - not hype - and how institutional requirements around trust, privacy, and interoperability are shaping the next phase of adoption. Timestamps 00:00 Digital assets take center stage at Davos 00:28 Denelle Dixon on blockchain as financial infrastructure 01:13 Why financial services are the killer blockchain use case 01:46 Institutional privacy and trust requirements explained 02:39 Open public networks versus closed financial rails 03:04 Zero-knowledge proofs on XRPL and Stellar X-Ray 03:27 BNY Mellon and tokenization discussions at Davos 04:11 Tokenization, liquidity, and 24/7 markets explained 04:34 Institutions shifting from speculation to utility 05:02 Ripple and XRP positioning in global finance 05:48 Bank of England lagging crypto innovation 06:27 Financial privacy and on-chain transparency debate 06:48 DTCC on digital twins versus native tokens 08:10 Why interoperability is critical for tokenization 09:24 Tokenization moving from pilots to infrastructure 10:15 RLUSD, Ripple, and regulated stablecoin expansion 11:38 U.S. crypto market-structure legislation update If you follow institutional crypto adoption, tokenization of capital markets, or payments infrastructure, this breakdown provides important context for where the industry is heading. 🔥Thanks for supporting the channel. Like, share, and comment if this helped clarify what’s really happening. 💳 Uphold - Trade, Spend & Earn XRP Rewards ➖ U.S. Debit Card: https://uphold.sjv.io/559kj9 ➖ Uphold Website: https://uphold.sjv.io/dOmGMq 🔸4% on elite card / 2% on virtual card🔸 🛡️Hardware Wallets I Use for XRP D'CENT Biometric Wallets Single Device - 18% Discount ($159 → $129) https://store.dcentwallet.com/product... Two-Pack - 31% Discount ($318 → $219) https://store.dcentwallet.com/product... Ledger - Official Store https://www.ledger.com/crypto-sensei 🔗Contact & Collaborations Business: cryptosensei@cryptonairz.com Collabs: BD Manager - @Jaalyn_T (Telegram) Collab Form: https://forms.gle/E6fskio5BBvd4zVn9 Social Links: https://linktr.ee/Crypt0Sensei (YouTube partnerships & brand deals only - no agencies) 📰FREE XRP Newsletter: https://joincryptonairz.com/Newsletter ❗Full Legal & Regulatory Disclaimer https://docs.google.com/document/d/1T... #xrp #ripple #tokenization #marketstructure #cryptoregulation