The IRS Wants More: Understanding the 2026 Changes скачать в хорошем качестве

The IRS Wants More: Understanding the 2026 Changes

In this episode of Pilot’s Portfolio, Certified Financial Planner and GA pilot Tim Pope helps pilots close out the year with clarity and confidence. As 2026 approaches, new tax and retirement contribution rules are set to take effect—and Tim explains what they mean for your paycheque, your savings, and your strategy. From 401(k) and IRA limit increases to the controversial new Roth “catch-up” rule, this episode unpacks how to plan ahead and avoid falling into what Tim calls a “2026 tax grab”.  Tim also encourages reflection on your 2025 financial wins, the goals that didn’t quite land, and what to do differently next year. Whether you’re celebrating a major milestone, planning a move, or eyeing your next savings target, this episode helps you finish the year strong and start 2026 with a smarter plan. What You'll Learn from This Episode • How to reflect on 2025’s financial wins and identify what to improve in 2026. • Which 401(k), IRA, and HSA contribution limits are changing in 2026—and how to plan for them. • The truth behind the new Roth-only catch-up rule for earners above $145,000. • How to decide between Roth and pre-tax contributions for tax efficiency. • The differences between 401(k)s and IRAs—and why each matters for pilots. • What “super catch-up contributions” mean for those aged 60–63. • How to use reflection, discipline, and timing to turn frustration into financial advantage. • Why 2026 may feel like a “tax grab”—and how to stay ahead of it. Resources: Schedule An Appointment (https://calendly.com/d/ck72-3sp-r58) Our Practice’s Website (https://360aviationadvisors.com/) Send Us Your Questions: info@pilotsportfolio.com (mailto:info@pilotsportfolio.com) This episode is sponsored by: Beacon Relocation (https://www.beaconrelocation.com/) Beacon Relocation is a real estate firm helping pilots and air traffic controllers save money on their real estate transactions. By tapping into their network of over 1500 real estate agents across the country, pilots can save 20% of the real estate agent’s commission towards your closing cost on the sale or purchase of your home. Visit https://www.beaconrelocation.com/ to learn more.  Timothy P. Pope is a Certified Financial Planner™and principal owner of 360 Aviation Advisors, LLC (“360 Aviation Advisors”), a registered investment advisory firm. Investment advisory services are provided through 360 Aviation Advisors, in its separate and individual capacity as a registered investment adviser. Podcast episodes are provided through Pilot’s Portfolio, in its separate and individual capacity. We try to provide content that is true and accurate as of the date of publishing; however, we give no assurance or warranty regarding the accuracy, timeliness, or applicability of any of the contents. We assume no responsibility for information contained on this website and disclaim all liability in respect of such information, including but not limited to any liability for errors, inaccuracies, omissions, or misleading or defamatory statements. Links to external websites are provided solely for your convenience. We accept no liability for any linked sites or their content and remind you that we have no control over their content. When visiting external web sites, users should review those websites’ privacy policies and other terms of use to learn more about, what, why and how they collect and use any personally identifiable information. Usage of this content constitutes an explicit understanding and acceptance of the terms of this disclaimer.