SC Retirees: What to Do With Your Portfolio When Markets Get Scary | Full Episode скачать в хорошем качестве

SC Retirees: What to Do With Your Portfolio When Markets Get Scary | Full Episode

With geopolitical tensions rattling markets, Stewart Smith and Mitch Davies break down exactly what retired and near-retired South Carolinians should be doing right now. Plus, the costly mistakes to avoid when headlines feel scary. In this episode of ClearPath Retirement Radio, Stewart Smith (LUTCF®, RICP®, author of "Live a Fuller, Richer Retirement") and Mitch Davies walk through how to protect your retirement portfolio during volatile markets. Why the biggest mistakes come from fear-based decisions, and how the three-bucket time horizon strategy keeps your income stable no matter what's happening in the headlines. TIMESTAMPS: 00:00 – Introduction: What's driving market volatility right now 02:00 – How geopolitical events affect oil, inflation, and your portfolio 04:00 – Sectors that benefit vs. struggle during geopolitical conflict 07:00 – Why self-directed investors make costly mistakes in volatile markets 13:00 – Maintain diversification: The Stock Intersection mistake most retirees make 14:00 – Time Horizon Investing: The three-bucket retirement strategy 21:00 – The cash buffer: When it makes sense and when it doesn't 23:00 – Mitch's Market Minute: VIX, Fear & Greed Index, and the Strait of Hormuz 29:00 – The "financially unprepared spouse" problem — and how to solve it 31:00 – Building your master financial reference document 36:00 – Why a living revocable trust matters more than you think 38:00 – Power of attorney: Stewart's personal story and why you can't wait 45:00 – ClearPath's digital vault and retirement income roadmap WHO THIS IS FOR: This episode is especially valuable for South Carolina pre-retirees and retirees who are worried about recent market volatility, managing a portfolio they can't afford to get wrong, or are concerned about what would happen to their spouse if something happened to them. ABOUT CLEARPATH RETIREMENT PLANNING: ClearPath Retirement Planning is a fiduciary retirement planning firm in Greenville, SC, serving clients throughout the Upstate, Columbia, and surrounding South Carolina communities. What makes us different: ✅ We start with detailed, comprehensive retirement planning on ALL your assets first before any management discussion We help pre-retirees and retirees with $500K+ in investable assets create clear, confident retirement plans that address: Social Security claiming strategies (especially for SC residents) Tax-efficient withdrawal strategies (leveraging SC's no-tax on SS and retirement deductions) Healthcare and Medicare planning Inflation protection and sequence of returns risk Estate planning, living trusts, and legacy planning SCHEDULE A CONVERSATION: Call: 864-775-5033 Visit: clearpathretirement.com Email: stewart@clearpathretirement.com LISTEN & SUBSCRIBE TO THE PODCAST: Available on Apple Podcasts, Spotify, and at clearpathretirement.com/media LISTEN LIVE: ClearPath Retirement Radio airs Saturdays at 10 AM on Upstate Red AM 1330 🔔 SUBSCRIBE for weekly retirement planning insights for South Carolina retirees. #RetirementPlanning #MarketVolatility #SouthCarolina #GreenvilleSC #RetirementRadio #FinancialPlanning #FiduciaryAdvisor #PreRetirees #RetirementIncome #EstatePlanning #LivingTrust #SequenceOfReturnsRisk DISCLAIMER: This content is for educational purposes only and does not constitute financial advice. ClearPath Retirement Planning is a registered investment advisor operating under Alphastar Capital Management, LLC. All investments involve risk. Everyone's financial situation is unique — consult with a qualified financial professional before making decisions about your retirement.