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#CharlieMunger #BuildWealth #RetirementPlanning If I Started Investing in 2026, This Is What I’d Do | Charlie Munger’s 7-Step Plan 🔥 First 3 Lines (MOST IMPORTANT) If I had to start investing in 2026 with $0, this is exactly what I would do — based on Charlie Munger’s real-world principles, not motivation or hype. This video breaks down a 12-month, step-by-step wealth plan that takes you from broke to financially stable using discipline, income growth, and smart investing. If you’re starting 2026 with nothing or feel behind financially, this could change everything. This video explains Charlie Munger’s 7-step wealth framework, adapted for today’s economy: • How to stop financial bleeding immediately • Why increasing income comes before investing • How to build a $10,000 emergency fund from zero • When to invest — and when not to • How to invest in yourself for the highest ROI • How to create real passive income • Why most people fail at the end of the year • How to plan Year Two for faster compounding 00:00 – If I Started 2026 With Nothing 02:45 – Why Starting Broke Is an Advantage 06:30 – Step 1: Stop the Bleeding (January) 11:40 – Step 2: Increase Income Fast (Feb–Mar) 18:50 – Step 3: Build the Emergency Wall (Apr–Jun) 26:30 – Step 4: Invest in Yourself First (Jul–Aug) 33:40 – Step 5: Create Passive Income (Sep–Oct) 42:10 – Step 6: The Discipline Test (November) 47:30 – Step 7: Plan Year Two (December) 52:30 – Final Warning Most People Ignore This is not a get-rich-quick scheme. It’s a realistic blueprint for going from broke → solvent → investor in one year. investing in 2026, starting from zero, charlie munger investing, charlie munger wisdom, how to build wealth from nothing, personal finance 2026, money plan 2026, financial freedom plan, emergency fund strategy, increase income before investing, passive income for beginners, value investing principles, money mindset, financial planning from scratch, retirement planning strategy, broke to wealthy, long term wealth building, financial independence plan, compound interest strategy, how to stop being broke #CharlieMunger, #Investing2026, #StartingFromZero, #WealthBuilding, #PersonalFinance, #FinancialFreedom, #MoneyMindset, #PassiveIncome, #EmergencyFund, #BuildWealth, #FinancialPlanning, #InvestingForBeginners, #moneymanagement