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Most people believe working until old age is caused by bad luck, low income, or unfair systems. That belief is comforting — and completely wrong. In this video, we explore why most people will work until they die, not because they failed, but because they unknowingly built lives that require constant income to survive. Inspired by the timeless thinking of Charlie Munger, this video breaks down: Why higher income often increases dependence instead of freedom How lifestyle inflation quietly destroys independence The psychological traps that keep people working long after they want to stop Why “retirement” fails for most people And how structural decisions matter more than motivation or hustle This is not motivational hype. This is a reality-based breakdown of money, behavior, and long-term survival. If you want clarity instead of comfort — this video is for you. Disclaimer: This video is for educational and informational purposes only. It is NOT financial, legal, or investment advice. This channel is an independent educational platform inspired by publicly available speeches, writings, and interviews of Charlie Munger. We are NOT affiliated with Charlie Munger’s estate, Berkshire Hathaway, Warren Buffett, or any related organization. All views expressed are focused on general principles, psychology, and long-term thinking — not specific financial recommendations. © 2025 Munger Logic | Educational Content Only #charliemunger #wealthpsychology #financialfreedom #moneymindset #longtermthinking #AvoidStupidity #FinancialMistakes #RetirementTruth #RationalThinking #MungerLogic