Day 78: Using Your 401k to Buy Self Storage скачать в хорошем качестве

Day 78: Using Your 401k to Buy Self Storage

Have money sitting in a 401(k) but feel stuck? In Day 78 of the Storage 100 series, Joe Downs breaks down how to legally use your retirement funds to buy self-storage through the ROBS strategy, without paying early withdrawal penalties or taxes. Joe explains what ROBS (Rollover for Business Startups) actually is, how the structure works, and why it requires forming a C-Corporation. He walks through the step-by-step mechanics: creating a C-Corp, setting up a new 401(k) plan, rolling over funds tax-free, and having the plan purchase stock in the company. You'll learn the benefits of debt-free funding, why there are no loan payments, how you can pay yourself a salary as an active employee, and how growth remains tax-deferred inside your retirement plan. Joe also covers the strict rules you must follow, including being an active operator, offering the plan to eligible employees, and maintaining ongoing IRS compliance. He explains the real costs of setup and administration — and why this is not a DIY strategy. This is not a loan. It is an equity investment. If you have $250K+ in retirement funds and want to take control of your financial future, this episode is required viewing. Unlock your trapped capital. 🎯 Join the Storage Moguls Community Ready to take your storage investing to the next level? Join Storage Moguls at storagemoguls.ai — a free, AI-powered learning platform with GPT tools, multi-modal learning, and content across every storage vertical. Start free. Learn at your own pace. Build real wealth. 👉 storagemoguls.ai Subscribe for daily Storage 100 episodes and real-world self storage investing education. #selfstorage #selfstorageinvesting #ROBS #401k #creativefinancing #commercialrealestate #storage100