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Are you really ready to buy a home? Before you make one of the biggest financial decisions of your life, answer these three critical questions first. With over 20 years of experience in accounting and finance, Kimberly Crouch explains how she helps buyers determine whether homeownership makes sense right now or if waiting is the smarter move. In this video, you’ll learn: -How to know if you can comfortably afford the payment -Why staying power matters more than market timing -The overlooked retirement factor many buyers ignore Whether you’re ready today or planning for the future, this video will help you make confident, financially sound decisions. 💬 Comment READY if you passed all three questions 🔔 Subscribe for honest, educational real estate guidance Chapters: 00:00 – Are You Really Ready to Buy a Home? 00:12 – Why These 3 Questions Matter 00:23 – Question #1: Can You Afford the Payment? 00:35 – Why Budget Breathing Room Is Critical 00:46 – Question #2: Will You Stay for 3+ Years? 00:58 – When Renting Is the Smarter Choice 01:09 – Question #3: Are You Maxing Out Your 401k Match? 01:22 – Building Wealth Before a Mortgage 01:31 – What to Do If You’re Not Ready Yet 01:38 – Final Thoughts + How I Can Help Wilmington NC real estate education - no sales pitch, just facts. I break down buying and selling in Wilmington, Wrightsville Beach, and southeast coastal North Carolina so you can make confident decisions and learn about our area. Subscribe for market insights and relocation tips for New Hanover County and beyond. Kim Crouch is a Wilmington, NC Real Estate Realtor and Broker, founder of the Kimberly Crouch Realty Inc at eXp Realty LLC, serving the Wilmington, NC and Wrightsville Beach communities, from Topsail Beach to the South Carolina Border. Allow her to sell your home for more in less time utilizing modern marketing strategies or allow her to guide you through the process of buying your new home in our beautiful coastal area. CONTACT ME: Call / Text: 910.679.6072 Email: kim@kimberlycrouch.com www.kimberlycrouch.com Buy → https://kimberlycrouch.com/buyers Sell → https://kimberlycrouch.com/sellers Home Value → https://homevalue.kimberlycrouch.com/ 💥 Follow me on Social Media 💥 → Instagram: @coastalkimcrouch → Facebook: @coastalkimcrouch → LinkedIN: @coastalkimcrouch _________________________________ #homebuyingtips #realestate #usa #smarthomebuyers #firsttimehomebuyer #realestateeducation #FinanciallySmart #homeownershipgoals #buywithconfidence #kimberlycrouchrealty #EXPrealty