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Most retirement advice is dead wrong. Veteran investment manager Steve Selengut has spent decades proving it — and in this episode, he challenges everything Wall Street has told you about building wealth for retirement. Steve joins Sam Sells to explain why cash flow and income generation matter far more than traditional portfolio growth, and why the financial industry's obsession with assets under management is failing retirees. What You'll Learn: Why conventional retirement strategies leave most people short The case for income-producing securities over growth portfolios High-yield assets and closed-end funds explained Steve's "freedom point" — when passive income exceeds living costs How The Income Coach platform helps people reach financial independence Why Social Security alone isn't enough — and what to do about it Connect with Steve Selengut: / privateinvestmentmanagement / steve.selengut theincomecoach.net Connect with Sam Sells: / / impactsamuel facebook.com/sam.sells.16 instagram.com/thedisruptivecapitalists Follow The Disruptive Capitalists: Apple: https://podcasts.apple.com/us/podcast... Spotify: https://open.spotify.com/show/1I5tdqJ... YouTube: / @disruptivecapitalists Amazon: https://amzn.eu/d/b0ycqCq Pandora: https://www.pandora.com/podcast/the-d... 💬 What's your biggest worry about retirement? Share it below 👇 #RetirementPlanning #PassiveIncome #FinancialIndependence #RetirementCrisis #DisruptiveCapitalists #IncomeInvesting #ClosedEndFunds Disclaimer: The views and opinions expressed in this podcast are those of the hosts and guests. The content is for informational and entertainment purposes only and should not be taken as professional advice. Listeners should seek legal or professional advice before making any decisions based on the discussions in this podcast.