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You’ve probably heard the word “annuity” when it comes to retirement planning—but what exactly is an annuity, and could one be right for you? We get it—annuities can seem complicated, but they’re often misunderstood. Find out why one might be the missing piece in your retirement savings puzzle. 00:00 Introductions 01:15 What is an annuity? 02:17 When do annuities come up with a financial plan? 04:14 Annuity myth busting 07:50 Annuity types 20:09 Are income annuities guaranteed? 21:50 How to determine if an annuity is right for you? 26:40 What do annuities offer? 27:50 What should we be aware of when thinking of investing in an annuity? 29:29 Why annuities vs bonds or CDs 31:03 Pension payouts 33:20 How to decide when to take an annuity? 34:45 How to fund an annuity? 37:00 How does an annuity payment impact RMDs? 38:00 Annuity beneficiaries 42:00 Wrap up Questions? Drop them below 👇 and we’ll reply right in the comments. Subscribe to the Women Talk Money community: https://www.fidelity.com/go/womens-in... Register for upcoming Women Talk Money events: https://fidelityevents.com/women-talk... • To see more videos, subscribe on YouTube: / fidelityinvestments • Follow Fidelity on Reddit: / fidelityinvestments • Follow Fidelity on Instagram: / fidelityinvestments • Follow Fidelity on TikTok: / fidelityinvestments • Follow Fidelity on Facebook: / fidelityinvestments • Follow Fidelity on LinkedIn: / fidelity-investments • Follow Fidelity on Discord: / discord • Ask Fidelity on X: / fidelity Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917 DISCLAIMER: For workplace use, business to assume risk of promoting. 1213232.2.0 #Women #Finances #Annuities #FidelityInvestments