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Buying, Owning, and Planning with Confidence airs focuses on restoring clarity for consumers navigating housing and financial decisions in an uncertain market. Hosted by Michael Harris, Mortgage Loan Originator #233410 with United Mortgage Corporation of America, NMLS #3189, the program connects global economic forces—like inflation, interest rates, and geopolitical shifts—to real-world mortgage and personal finance choices. Across four segments, listeners will gain practical insight into today’s rate environment, what economic data actually matters, how buyer leverage is returning in many local markets, and why confidence comes from preparation rather than prediction. The show also introduces the Money Max Account as a cash-flow optimization strategy, helping households manage interest, improve flexibility, and make smarter long-term decisions. Whether you’re a first-time buyer, current homeowner, or planning for retirement or life changes, this episode is designed to help you move forward with strategy, sustainability, and confidence. In this radio program, Michael imparts invaluable advice, financial insights, and practical resources for effectively managing your loans and transforming debt into wealth. While he may not have authored the lending programs you're currently enrolled in, his objective is to enlighten you on proper repayment strategies. Though he is not a certified public accountant, attorney, estate planner, or realtor, he can connect you with top-notch professionals through his extensive business network, ensuring you receive the best possible assistance. The economy is dynamic and ever-evolving. You will encounter numerous external factors beyond your control and face challenging questions that test your knowledge. However, amidst these challenges, there are still opportunities to secure your real estate future. Start saving time and money today on your purchase or refinance with the perfect interest rate and plan tailored to you and your family. Discover how to navigate the complex loan selection and acquisition process to meet your unique needs. Break free from the grip of your landlord and start building equity through homeownership. When it comes to finding your dream neighborhood and elevating your financial status, having the right support is crucial. Find it all in this enlightening radio program today. Investment loans are available in all states except North Dakota (ND), Nevada (NV), South Dakota (SD), and Vermont (VT).