Matrsson Entrepreneurship Award Southeast Asia скачать в хорошем качестве

Matrsson Entrepreneurship Award Southeast Asia

Hello everyone, My name is Makaria Gita Krowin from Indonesia. I am a Management student at STIE Malangkucecwara Malang. In this video, I present my business idea called Finanku, a digital financial platform with the main concept “Lock Your Saving, Unlock Impact.” Finanku was created to address a common problem among young people, especially students, who have income but struggle to save consistently due to impulsive digital spending and the lack of a commitment-based saving system. Finanku allows users to save money with a locked saving mechanism, where funds cannot be withdrawn before the chosen saving period ends. This system helps users build financial discipline and achieve their financial goals. At the same time, Finanku connects these locked savings with low-interest funding for micro and small businesses (UMKM) that need accessible and ethical capital. Through this platform, savers can allocate part of their savings to support UMKM funding transparently and automatically, while UMKM gain fair, flexible, and sustainable access to capital. Finanku does not act as a bank or conventional lender, but as a financial ecosystem facilitator that benefits both savers and small businesses. This business idea aims to create financial discipline, strengthen UMKM, and promote financial inclusion and social impact in Indonesia and Southeast Asia. Thank you for the opportunity to participate in the International Business Idea Competition – Matrsson Entrepreneurship Award Southeast Asia. Thank you for watching.