The Dangerous Truth About UK House Affordability скачать в хорошем качестве

The Dangerous Truth About UK House Affordability

In this investigative deep dive, I expose the dangerous truth about UK house affordability that the government is hiding. It is no longer just "difficult" to buy a home; for millions of workers, it has become mathematically impossible. We crunch the numbers on why the "3.5x Salary" rule has vanished and why saving for a deposit is now a trap. From the rise of the "Marathon Mortgage" (40-year terms) to the "Inheritance Economy" where only the Bank of Mum and Dad can get you on the ladder, this video reveals why you are being priced out forever. ⚠️ WARNING: Before you sign a 40-year mortgage contract, you need to watch the "Opt-Out Strategy" in the final chapter. 👇 TIMESTAMPS & CHAPTERS 👇 0:00 The "You Can't Afford It" Reality Check 04:15 The Great Decoupling: Salary vs. House Prices (8.5x Ratio) 09:40 The Marathon Mortgage Trap: Paying Interest Until You Die 15:20 The Bank of Mum and Dad: The Death of Meritocracy 21:50 The Regional Lie: Why Moving North Won't Save You 27:10 The Opt-Out Strategy: Strategic Renting & Geo-Arbitrage 31:30 Final Verdict: How to Survive the Feudal System 📉 KEY TOPICS COVERED: The Avocado Toast Myth: Debunking the idea that young people are just "frivolous." Feudalism 2.0: Why 40-year mortgages turn homeowners into asset managers for the bank. The Inheritance Gap: How the "Heirs" are beating the "Hustlers." Rent vs Buy Math: Why renting and investing the difference might make you richer. Shared Ownership Dangers: The hidden risks of government schemes. 🔥 #UKHousingCrisis #Affordability #HousePrices #MortgageRates #GenZ #Millennials #FirstTimeBuyer (Ignore Tags for Algorithm): uk house prices 2025, buying a house uk, mortgage interest rates, first time buyer tips, cost of living crisis uk, renting vs buying uk, housing market crash prediction, salary to house price ratio, 40 year mortgage uk, bank of mum and dad tax rules.