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The Morby Method is one of the most misunderstood deal structures in real estate. In this episode, I break down what a real Morby Method actually is, step by step — without the buzzwords, confusion, or misinformation. A true Morby Method does not require: Subject-to deals Wraps Assuming existing loans At its core, the structure is simple but powerful: A new first-position loan (often DSCR) The seller carries back the remaining equity (often the down payment or more) That seller carry can: Reduce or eliminate buyer cash-in Improve early cash flow In some cases, even create buyer proceeds at closing In this video, I walk through a real deal example, including: Two-closing mechanics How holdbacks work Why lender rules matter more than seller agreement Where these deals break if structured incorrectly This is not theory — this is capital stack engineering. If you’re bringing deals, reviewing Morby-style structures, or trying to avoid execution mistakes, this episode will save you time and money. Subscribe for more real deal breakdowns. And if you need help structuring a deal the right way, that’s exactly what I do.