Can't Afford Rent? Here's Why Landlords Use the 3X Rule скачать в хорошем качестве

Can't Afford Rent? Here's Why Landlords Use the 3X Rule

#RentVsBuy #Homeownership #FamilyFinance This video examines the challenges of meeting landlord requirements, specifically the expectation of earning "three times the rent." We discuss how this often creates a significant barrier for those with a low income, making rentals hard to secure. It's a real housing crisis when entry-level job salaries don't align with these demands. Don't forget to subscribe to my channel Join this channel to get access to perks:    / @lend2usa   📲 Buying a house? Let's discuss your options- https://tr.ee/xx7LcYGpoM ✅ Get Pre-Approved With My Team → // https://tr.ee/APPLY 📋 Application checklist - https://tr.ee/XT5oCbCsrr Gear Used: Video Desk - https://amzn.to/3YNP3Wn Camera- https://amzn.to/3EF02ea Camera Lens - https://amzn.to/3YOoAbm Teleprompter - https://amzn.to/3ZqoR4E Microphone -https://amzn.to/4cTIR5f Lights- https://amzn.to/3Gx1AaH Mouse - https://amzn.to/49tZvs1 StreamDeck - https://amzn.to/4sOw7Et 00:00 Why Renters Are Angry About the 3X Rent Rule 00:06 Reaction: The Rule Most Renters Don’t Understand 00:35 Renters Explain Why 3X the Rent Feels Impossible 00:58 Why Landlords Use the 1/3 Income Rule 01:40 The Problem With Low Wage Jobs and Rent 02:20 Why Landlords Still Require 3X the Rent 03:10 Why Some Renters Think the Rule Is Unfair 03:50 Real Story: When Renters Can’t Pay 05:10 Fake Pay Stubs and Rental Fraud 05:30 Why Income Verification Is So Strict Today 06:40 Real Solutions If You Don’t Meet 3X Rent 07:40 When Renters Should Consider Buying Instead 08:30 How to Start Your Homeownership Journey Don't forget to subscribe to my channel 🙏🏾 credit: tiktok.com/@melanatedblackqueen tiktok.com/@jaylahiman_ tiktok.com/@beautiispassion DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that I provide, I may receive a small commission. There is no additional charge to you! Thank you for supporting me, which enables me to continue providing you with free content each week. ✖️ 𝐂𝐎𝐏𝐘𝐑𝐈𝐆𝐇𝐓 𝐍𝐎𝐓𝐈𝐂𝐄: This video and my YouTube channel contain dialog, music, and images that are property of "Lend2USA." You are authorized to share the video link and channel and embed this video in your website or others as long as a link back to my YouTube Channel is provided. @Lend2USA — DISCLAIMER — Robert Lewis is a Federal Mortgage Loan Originator (NMLS 180100) licensed in all 50 states with an Equal Housing Lender, American Mortgage Bank, Inc. (NMLS 1151140). Separately, Robert owns Lend2USA, an education company. Lend2USA is not a lender, does not issue loan qualifications, and does not extend credit of any kind. This video is only for educational purposes. All calculations should be verified independently. This video is not an offer to lend and should not be used directly to make decisions on home offers, purchasing decisions, or loan selections. It is not guaranteed to provide accurate results or imply lending terms, qualification amounts, or real estate advice. Seek counsel from a licensed real estate agent, loan originator, financial planner, accountant, and/or attorney for real estate, legal, and/or financial advice. American Mortgage Bank, Inc. is not affiliated with the VA, FHA, or any other government agency. This video has not been approved by any government agency. American Mortgage Bank, Inc 3401 NW 63rd St, Suite 620 Oklahoma City, OK, 73116 amortgagebank.com 405-283-8800 NMLS 1151140 Equal Housing Lender