Charlie Munger: The ONE Strategy That Keeps You Rich Forever (Anti-Fragility) скачать в хорошем качестве

Charlie Munger: The ONE Strategy That Keeps You Rich Forever (Anti-Fragility)

I watched my best friend lose $40 million in six months. He called me at 2 AM, crying, saying "Charlie, I have nothing left." He didn't lose it to fraud. He didn't lose it to a market crash. He destroyed himself with ONE decision. And as I listened to him break down on that phone call, I realized: this is what happens when you know how to make money but have no idea how to keep it. I'm Charlie Munger. I'm 99 years old, and I've stayed wealthy for over 60 years through every market crash, recession, and economic disaster you can imagine. And today I'm revealing the ONE STRATEGY that has protected my wealth through it all—the strategy that could have saved my friend from losing everything. This isn't about getting rich. This is about STAYING rich. Because getting rich is easy compared to keeping it. 🔥 WHAT YOU'LL LEARN IN THIS VIDEO: ✅ The anti-fragility strategy that kept me wealthy for 60+ years (and why diversification alone ISN'T enough) ✅ My friend David's complete story: how he went from $40M to broke in 6 months ✅ The 5 principles that separate people who stay rich from people who lose everything ✅ Why most "wealthy" people are actually fragile (and how to become anti-fragile) ✅ The 25% concentration rule that will save you from catastrophic loss ✅ Why you MUST keep 20% in cash reserves (even when it feels like you're losing money) ✅ How to build passive income streams that protect you during any crisis ✅ The mindset shift that changed everything: assume you're wrong about everything ✅ How I used cash reserves to make millions during the 2008 financial crisis ✅ Exactly what insurance, emergency funds, and legal structures you need TODAY ✅ The 5-question wealth audit that reveals where your wealth is fragile ✅ Step-by-step implementation guide for every principle 💡 THE 5 PRINCIPLES OF ANTI-FRAGILE WEALTH: 1️⃣ NEVER CONCENTRATE MORE THAN 25% IN ANY SINGLE INVESTMENT → Why concentration kills wealth → The math that will save your financial life → How to fix concentration risk if you already have it 2️⃣ ALWAYS MAINTAIN 20% LIQUIDITY (CASH RESERVES) → Why cash gives you options when everyone else is desperate → How I used $30M in cash to buy assets at 50 cents on the dollar in 2008 → The exact formula for how much cash to keep at every wealth level 3️⃣ BUILD INCOME STREAMS THAT DON'T REQUIRE YOUR TIME → The difference between being well-paid and being wealthy → How to shift from net worth thinking to cash flow thinking → Dividend stocks, rental properties, and passive business income explained 4️⃣ ASSUME YOU'RE WRONG ABOUT EVERYTHING → Why certainty destroys wealth → How to do scenario planning for every investment → Diversifying across scenarios, not just assets 5️⃣ PREPARE FOR DISASTERS BEFORE THEY HAPPEN → Insurance as anti-fragility (not just an expense) → Why I keep 2 years of expenses in cash at all times → Legal structures that p