Renting Isn't Throwing Money Away (The Math They Hide) скачать в хорошем качестве

Renting Isn't Throwing Money Away (The Math They Hide)

Is renting throwing money away? I ran the real numbers comparing renting vs buying, including all the hidden costs of homeownership that realtors never mention. The results might surprise you. ⏱️ TIMESTAMPS: 0:00 - The Renting vs Buying Myth 0:45 - Where Mortgage Payments Actually Go 2:00 - Hidden Costs of Homeownership 3:30 - The 10-Year Cost Comparison 5:00 - Opportunity Cost of Down Payment 6:15 - When Buying Makes Sense 7:15 - When Renting Wins 💰 THE REAL COSTS OF HOMEOWNERSHIP: Mortgage payment (only 18% goes to equity early on!) Property taxes (up 30% since 2019) Insurance (up 52% since 2020) Maintenance (1-3% of home value annually) Opportunity cost of down payment Transaction costs (6-8% to buy and sell) 📊 10-YEAR COMPARISON: Renter investing the difference vs homeowner building equity - the math reveals which strategy builds more wealth and when. 🏠 WHEN TO BUY: Staying 7+ years 20% down payment ready Total costs ≤ 28% of income 6-month emergency fund after down payment Value stability over mobility 🔑 WHEN TO KEEP RENTING: Might move within 5 years Down payment would drain savings Total costs 30% of income Career flexibility matters Can invest the difference This isn't about which is "better" - it's about understanding the real numbers and making the right decision for YOUR situation. 🔔 SUBSCRIBE for weekly money breakdowns with real math (not just advice). --- #rentvsown #buyinghome #homeownership #renting #personalfinance #realestate #firsttimehomebuyer #financialfreedom #investing #moneytips #rentalvsbuy #housingtips #propertyinvesting #wealthbuilding #smartmoney