UK Salary Sacrifice Pension: How to Pay LESS TAX (Legally) as a High-Earning Expat скачать в хорошем качестве

UK Salary Sacrifice Pension: How to Pay LESS TAX (Legally) as a High-Earning Expat

➡️ Are you wondering how your workplace pension works in the UK? Do you need the pension salary sacrifice scheme explained clearly? In this video, I break down what is salary sacrifice and how the salary sacrifice pension scheme works step-by-step, using simple examples for new and recent migrants to the UK. By the end, you'll understand exactly how salary sacrifice can legally minimize your HMRC tax bill and protect you from the 60% Tax Trap as a Nigerian professional in the UK. Not financial or tax advice. Full disclaimer below. 🔥 Join our 30-day Wealth Transformation Program: https://mygistnetwork.com/30-day-weal... Resources ✅ Find pensions from previous employers https://www.gov.uk/find-pension-conta... ✅ Pension Lump Sum Allowance Rules https://www.gov.uk/guidance/find-out-... ⏱️ Timestamps 00:00 Introduction 01:07 Benefits and Drawbacks of Pensions 04:02 Salary Sacrifice Strategy 05:53 Why two £65k Salaries are better than a £100k Salary - The 60% Tax Trap 09:12 Action Steps for Maximizing Pensions 10:37 Conclusion and Next Steps Investment Platforms I Use (Affiliate Links) - Get a Welcome Bonus 💎 InvestEngine (Best for ETFs) https://investengine.com/referral/u/j... 💎 Trading 212 (Best for Stocks) https://www.trading212.com/invite/HXj... Video Creation Tools & Equipment That I Use (Affiliate Links) 📹 Camera, Lights, Microphone and more https://mygistnetwork.com/resources/ 🎥 Video Editing with AI (50% DISCOUNT) https://descript.cello.so/ePYSEUoGv4B 💡 Idea Generation and more https://vidiq.com/mygist 💰 Canva https://www.canva.com/join/xbc-pfl-ptx 🎵 Music by CreatorMix.com | Song: Alone Tonight 📢 Pictures and video clips from Freepik.com, Pexels.com, and Yarn.co 📩 Channel Info This video is part of a series on the @MoneyGistUK channel on investing and wealth-building strategies in the UK. The channel provides educational content on UK personal finance and investing from my perspective as a Nigerian expat. I share insights from my personal experience on topics such as ISAs, ETFs, budgeting, saving, investment strategies, navigating UK financial systems, and other UK investing tips for African expats and immigrants. Subscribe to stay updated on future #MoneyGist episodes:    / @moneygistuk   ⚠️ IMPORTANT DISCLAIMER - THIS IS NOT FINANCIAL ADVICE This video reflects my own journey and is provided for informational purposes only. It does not constitute financial advice and I am not authorized by the Financial Conduct Authority (or any other regulatory body in the United Kingdom or elsewhere) to provide financial advice. Investment values can go down as well as up, and past performance is not a reliable indicator of future results. Capital invested is at risk. For personalized financial planning and investment guidance, always consult a qualified UK financial advisor. Ultimately, you are responsible for your financial decisions. 🔗 AFFILIATE DISCLOSURE Please note that some of the links in this video are referral/affiliate links, meaning I receive a commission on qualifying purchases or payments made through them at no extra cost to you. I may also own shares in some of the companies mentioned in the video. However, this has no influence on my opinions or the content shared. Thanks for supporting the channel. #MoneyGistUK #NigeriansInTheUK #InvestingForBeginners #PersonalFinanceUK #FinancialFreedom